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                                                                Charles Michelson                                                                U.S. Postage
                                                                                                                                                  PAID
                                                                Discusses Design and
                                  See                                                                                                          West Palm Beach, FL
                                                                                                                                                Permit #4595
                                 pages
                                                                Construction During
                                 37-44
                                                                and Post COVID
                                                                                 page  16
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          Volume 17 • Issue 3 • $5.00                 September 2020
                          THE REGION’S MONTHLY NEWSPAPER FOR HEALTHCARE PROFESSIONALS & PHYSICIANS

                                                       COVID-19


                                               Broward Health Taking Necessary

                                             Measures to Help Ensure the Safety


                                                 of the South Florida Community


                                                BY DANIEL CASCIATO
                                               South Florida has been des-
                                             ignated a COVID-19 hotspot,
                                             and regional health systems                                                          Marius J. Ged
                                             have risen to the challenge
                                             presented by the virus.                                                       Ged Lawyers:
                    Cindy L. Munro
                                             Broward Hospital anticipated
                                             the dangers of the coronavirus                                                Helping Local
                Nurses at                    pandemic and began preparing
                                             for COVID-19 and its spread
                                             throughout the community                                                  Business Owners
              Forefront of                   early in 2020.                  Nancy Gregoire           Ray Berry
                                               "We    were   concerned                                                    with Complex
               Pandemics                     because it came on fast, but I can't even begin to tell you how incredibly impressed
                                             I’ve been with how it's been handled by people who are, at this point, overworked,
                                             stressed, and working more hours than they ever planned on working while not see-  Insurance Claims
                                             ing their families,” says Nancy Gregoire, Chairwoman of North Broward Hospital
                 BY LOIS THOMSON             District Board of Commissioners. “They are truly heroes, and I can't emphasize that   in Difficult Times
                                             enough.”
          A month after Cindy L. Munro took    Former Chairman and current Commissioner Ray Berry agrees, “All the hospitals
        over as dean at the University of Miami   in the system had their own unique challenges. But they, like all the hospitals in   BY DANIEL CASCIATO
        School of Nursing and Health Studies,   South Florida, rose to the occasion and have been taking care of people. We've been
        Hurricane Irma struck Florida. Three hur-  handling the surge.”                                                 Does your healthcare business or hospi-
        ricane seasons later, South Florida is   The ripple effects from COVID-19 will be felt for years at Broward Health, accord-  tal have business interruption insurance?
        immersed in another type of storm – the   ing to Gregoire.                                                    No matter how secure your business
        COVID-19 pandemic. But the idea of a                                                                          seems, unexpected circumstances can
        pandemic has not taken Dean Munro by                                                      Continued on page 12  derail your success instantly. Business
        surprise. As she said, "Nurses have been                                                                      interruption insurance helps replace any
        at forefront of pandemics for our whole                                                                       lost income and pay for additional expens-
        history. If you look at the United States in   Effects of COVID-19 on the                                     es when your business is affected by a cov-
        the 1700s, smallpox was the most preva-                                                                       ered peril such as fires or hurricanes.
        lent pandemic. We went from smallpox to       Healthcare Delivery System                                        “This is generally added on via an
        yellow fever, and then to the polio epi-                                                                      endorsement, meaning you have to pay an
        demic of the '40s and '50s. So as a profes-                                                                   extra premium for it,” says Marius J. Ged,
        sion we've dealt with this problem for a   The Good, The Bad, and the Ugly                                    a partner with Boca Raton, FL-based Ged
        long time."                                                                                                   Lawyers, LLP. “It provides coverage in the
          COVID-19, however, has presented a                                                                          event of, for example, if you're a tenant in
        different set of challenges. Dean Munro         BY CALVIN GLIDEWELL                                           a building and the roof collapses due to
        explained that the school had to quickly                                                                      hurricane. If you can't operate your busi-
        evolve from being a face-to-face oriented   A year ago, many healthcare transformation                        ness, your business interruption would
        educational program in the spring, to one   thought leaders were predicting that the greatest                 cover you.”
        that had to turn to remote learning. "I   disruptors in our industry would be healthcare                        Another example is if you're an owner
        think the biggest challenge for us has   company megamergers or blue chip tech compa-                         of a freestanding office building and the
        been making sure the students continue   nies entering the healthcare delivery market—like                    windows are blown in because of a hurri-
        to have high-quality clinical education,   CVS’s acquisition of Aetna, Apple’s foray into per-                cane. If all of the computer servers
        and high-quality experiences in their   sonal health records and interoperability, or                         become wet and your business is down for
        learning about how to actually take care   Amazon’s empowerment of Alexa and acquisition                      a couple of months as a result, your busi-
        of patients. And we've been pretty creative   of PillPack. Probably none of them would have                   ness interruption coverage pays your pay-
        in meeting those challenges."        named the novel coronavirus as the biggest                               roll expenses and extra expenses to cover
          She said the school purchased and   prospective change agent in the industry. But here                      you during that time of loss.
        designed virtual clinical programs, and   we are—smack in the middle of a COVID-19 pan-                         “In addition, there's something called
        the school's Simulation Hospital for   demic—and many of the medium- to long-term       Calvin Glidewell      civil authority, an additional coverage that
        Advancing Research and Education     effects of the virus have become apparent to those                       you would purchase,” adds Ged. “It covers
        (S.H.A.R.E. ) has also played a key role   of us in the field. Here’s a glimpse at some of the trends and impacts on the healthcare   your business losses as a result of a gov-
                  TM
        in meeting challenges. Dean Munro said   industry from COVID-19: the good, the bad, and the ugly.             ernment entity or an executive order shut-
                         Continued on page 14                                                     Continued on page 12                 Continued on page 10
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