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Discusses Design and
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37-44
and Post COVID
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Volume 17 • Issue 3 • $5.00 September 2020
THE REGION’S MONTHLY NEWSPAPER FOR HEALTHCARE PROFESSIONALS & PHYSICIANS
COVID-19
Broward Health Taking Necessary
Measures to Help Ensure the Safety
of the South Florida Community
BY DANIEL CASCIATO
South Florida has been des-
ignated a COVID-19 hotspot,
and regional health systems Marius J. Ged
have risen to the challenge
presented by the virus. Ged Lawyers:
Cindy L. Munro
Broward Hospital anticipated
the dangers of the coronavirus Helping Local
Nurses at pandemic and began preparing
for COVID-19 and its spread
throughout the community Business Owners
Forefront of early in 2020. Nancy Gregoire Ray Berry
"We were concerned with Complex
Pandemics because it came on fast, but I can't even begin to tell you how incredibly impressed
I’ve been with how it's been handled by people who are, at this point, overworked,
stressed, and working more hours than they ever planned on working while not see- Insurance Claims
ing their families,” says Nancy Gregoire, Chairwoman of North Broward Hospital
BY LOIS THOMSON District Board of Commissioners. “They are truly heroes, and I can't emphasize that in Difficult Times
enough.”
A month after Cindy L. Munro took Former Chairman and current Commissioner Ray Berry agrees, “All the hospitals
over as dean at the University of Miami in the system had their own unique challenges. But they, like all the hospitals in BY DANIEL CASCIATO
School of Nursing and Health Studies, South Florida, rose to the occasion and have been taking care of people. We've been
Hurricane Irma struck Florida. Three hur- handling the surge.” Does your healthcare business or hospi-
ricane seasons later, South Florida is The ripple effects from COVID-19 will be felt for years at Broward Health, accord- tal have business interruption insurance?
immersed in another type of storm – the ing to Gregoire. No matter how secure your business
COVID-19 pandemic. But the idea of a seems, unexpected circumstances can
pandemic has not taken Dean Munro by Continued on page 12 derail your success instantly. Business
surprise. As she said, "Nurses have been interruption insurance helps replace any
at forefront of pandemics for our whole lost income and pay for additional expens-
history. If you look at the United States in Effects of COVID-19 on the es when your business is affected by a cov-
the 1700s, smallpox was the most preva- ered peril such as fires or hurricanes.
lent pandemic. We went from smallpox to Healthcare Delivery System “This is generally added on via an
yellow fever, and then to the polio epi- endorsement, meaning you have to pay an
demic of the '40s and '50s. So as a profes- extra premium for it,” says Marius J. Ged,
sion we've dealt with this problem for a The Good, The Bad, and the Ugly a partner with Boca Raton, FL-based Ged
long time." Lawyers, LLP. “It provides coverage in the
COVID-19, however, has presented a event of, for example, if you're a tenant in
different set of challenges. Dean Munro BY CALVIN GLIDEWELL a building and the roof collapses due to
explained that the school had to quickly hurricane. If you can't operate your busi-
evolve from being a face-to-face oriented A year ago, many healthcare transformation ness, your business interruption would
educational program in the spring, to one thought leaders were predicting that the greatest cover you.”
that had to turn to remote learning. "I disruptors in our industry would be healthcare Another example is if you're an owner
think the biggest challenge for us has company megamergers or blue chip tech compa- of a freestanding office building and the
been making sure the students continue nies entering the healthcare delivery market—like windows are blown in because of a hurri-
to have high-quality clinical education, CVS’s acquisition of Aetna, Apple’s foray into per- cane. If all of the computer servers
and high-quality experiences in their sonal health records and interoperability, or become wet and your business is down for
learning about how to actually take care Amazon’s empowerment of Alexa and acquisition a couple of months as a result, your busi-
of patients. And we've been pretty creative of PillPack. Probably none of them would have ness interruption coverage pays your pay-
in meeting those challenges." named the novel coronavirus as the biggest roll expenses and extra expenses to cover
She said the school purchased and prospective change agent in the industry. But here you during that time of loss.
designed virtual clinical programs, and we are—smack in the middle of a COVID-19 pan- “In addition, there's something called
the school's Simulation Hospital for demic—and many of the medium- to long-term Calvin Glidewell civil authority, an additional coverage that
Advancing Research and Education effects of the virus have become apparent to those you would purchase,” adds Ged. “It covers
(S.H.A.R.E. ) has also played a key role of us in the field. Here’s a glimpse at some of the trends and impacts on the healthcare your business losses as a result of a gov-
TM
in meeting challenges. Dean Munro said industry from COVID-19: the good, the bad, and the ugly. ernment entity or an executive order shut-
Continued on page 14 Continued on page 12 Continued on page 10