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LOAN TYPES
FOREIGN NATIONAL
• Up to 75% LTV
• DTI up to 50% considered
• No US credit required
• 12 months reserves required
• Reserves can remain in foreign account
BANK STATEMENT (PERSONAL OR BUSINESS)
• Personal and business 90% LTV with no MI
• No tax returns/transcripts required
• 12 months personal bank statements now available
INVESTOR CASH FLOW
• Up to 75% LTV
• No DTI restrictions
• No personal income used to qualify
• Qualifications based on property cash flow
PORTFOLIO SELECT/ALT-A
• Upto90%LTVwithnoMI
• DTI up to 50% considered
• 5/1 ARM or 30-year fixed
NON-PRIME/RECENT HOUSING EVENT
• Upto85%LTVwithnoMI
• DTI up to 50% considered
• 1 day out of foreclosure, short sale, bankruptcy, deed-in-lieu
• Fewer country restrictions
• No SSN or ITIN required
• Maximum loan amount $750,000 • Minimum loan amount $75,000
• Credit scores down to 620
• Maximum loan amount $3 million • Minimum loan amount $150,000
• Must have housing history and own primary home • No limit on number of properties financed • Maximum loan amount $1 million
• Minimum loan amount $75,000
• Rates starting in the 4’s
• Maximum loan amount $3 million • Minimum loan amount $75,000
• Credit scores down to 500 (including jumbo loans) • 100% gift funds allowed
DurangoLuxuryAuction.com | October 12, 2019 38