Page 14 - US Market Performance Report 1Q 2018

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Mortgage debit is also basically at on a real per capita measure. Stricter mortgage lending standards that were instituted
as a result of The Great Recession have undoubtedly played a part in keeping the real estate market from a bubble condition.
$70,000 $60,000 $50,000 $40,000 $30,000 $20,000 $10,000
$0
On a real per capita basis, total US mortgage debt declined dramatically from its peak in 4Q2007 and has stablized at levels last seen in 2004.
Only 17 of the 45 quarters between 1Q2007 and 1Q2018 have had quarterly increases.
Real Per Capita U.S. Mortgage Loan Debt
All Institutions, Quarterly 1Q2000-1Q2018
SOURCES: US FEDERAL RESERVE, US DEPT OF LABOR, US CENSUS
2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018
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