Page 8 - ALG Issue 2 2018 html

LQegal
Liability
A
Would my husband/wife/partner need to pay a
membership if they work on my plot and they want to be covered under the insurance?
A Yes, each person would need to be an NAS member in their own right. So, if a member via an Association, each person would need to have paid their affiliation fee.
QIs there any excess on the policy? A There is an excess of £100 per claim.
QWhat happens if my Association has not included my name on the list of membership?
A If the Association does not include your name then you would not be covered under the scheme.
QHow will I contract into the insurance scheme?
A Individuals will need to give permission to the Association to contract into the scheme on your behalf. Your name, address and email address will be passed to the National Allotment Society and then to Shield; you will receive personal confirmation that you are a part of the scheme from Shield.
QWill I have to contract in each year?
A Yes, like any insurance it will be renewed on an annual basis.
QCan I be insured if I want to opt out of receiving any contact from Shield?
Allotmenteer Insurance
A Yes, under the new Data Protection Regulations, the GDPR, you will have to be asked about contact and to respond positively. Shield will of course send you details of the Allotmenteers Liability Insurance Scheme, which you will have already contracted into.
QWill I be covered if someone injures themselves on my plot when I am not there?
A You will be covered once you have contracted into the Scheme, either via an Association or as an Individual member, after 29th March 2018 when the policy takes effect.
QDo I still need Public Liability Insurance for the Allotment Site?
A Yes you do if you are a self-managed site and are responsible for maintenance. If you are a direct let site this will be the Landlord’s responsibility.
Q&
Q
Will I receive sales literature from Shield?
A Shield do provide other products. When you receive confirmation from them you will be asked to respond to contract into receiving further literature.
ASK OUR SPECIALIST
ADVISORS WHY YOU NEED
ALLOTMENT INSURANCE
Shield Total Insurance Offers Affordable Legal Liability And Contents Protection
Call:
01277 243 054
shieldtotalinsurance.co.uk
Shield Total Insurance is a trading name of Vantage Insurance Services Limited (VISL). VISL is a subsidiary of Vantage Holdings Ltd and is authorised and regulated by the Financial Conduct Authority.
8 19191.5 Shield Allotment Advert.indd 1
20/03/2018
13:01
Take advantage of this opportunity. Allotment Associations members do need to give their consent to join this worthwhile scheme. So why not contact your members today...