Page 33 - Oundle Life April 2021
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Providing local advice for Employers and Employees
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Settlement Agreements
Employment contracts
HR advice for businesses
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www.sklaw.co.uk
 Taxes are coming
It has long been argued that inheritance tax (IHT) is one of the easiest taxes to avoid: there is a nil- rate band of £325,000 for each person, making it £650,000 for a married couple.
In addition, an exemption of £175,000 for property owners is coming into place in the next few years.
But aside for making the most of the nil-rate band, there are numerous ways to mitigate IHT. For example, widowed spouses can carry forward their deceased partner’s unused nil-rate band. Then there are the more adventurous investment products that can limit the effects of IHT on one’s estate, in exchange for investing in a young company.
But IHT has become a political football in recent years. The problem is that, historically, it was a tax that applied solely to wealthy people. However, as property prices have increased, more and more people have started to fall outside the nil rate band.
Whatever your financial needs, you should always consultant a qualified, Independent Financial Adviser.
 Adrian Banks Dip PFS Cert Cii (MP&ER) MCSI Solla Accredited
07799 761333 • Email: adrian.banks@tavistockpartners.com
Adrian is your local Independent Financial adviser in Oundle
www.tavistockpartners.com
Head Office: Market Place, 2 The Cornerstone, Kegworth, Derby DE74
Tavistock Partners Limited is Authorised & Regulated by the Financial Conduct Authority, FCA No 449607 • Company No. 570913
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