Page 173 - MFB State Annual Meeting 2018 -- RESOLUTIONS BOOK

23 Consultation, Education and Training funding, derived
24 from Workers’ Compensation premiums, be used for
25 agricultural safety training.
26 We support legislation allowing employers to provide
27 employee safety information, such as safety data
28 sheets, in an electronic format. 
#55 NO-FAULT AUTOMOBILE INSURANCE
1 We support the general principles in Michigan's No-
2 Fault Insurance law that allow people injured in
3 automobile accidents to receive economic
4 compensation more quickly and equitably. There
5 remain aspects of the law which restrict rights and
6 responsibilities of the individual, increase claims costs,
7 and ultimately the insurance premiums paid by
8 motorists.
9 We support the following improvements to No-Fault
10 Insurance:
11  12
13  14
15  16
17  18
19  20
21  22
A realistic cap on Personal Injury Protection benefits.
Optional limits of PIP coverage (e.g., medical, wage loss, economic damages).
Use a set schedule for medical and PIP benefits, similar to workers compensation fee schedule. Better define "injuries arising out of the ownership, maintenance or use of an automobile."
Require motorcycles to comply with same rules as auto and truck.
Place limits on attendant care.
We support legislation which improves Michigan's
23 No-Fault Insurance, reduces the cost of auto
24 insurance, and passes the majority of savings on to the
25 consumer.
26 We oppose any legislation that attempts to equalize
27 auto insurance rates throughout Michigan. Additionally,
28 we will not support auto insurance rollbacks unless they
29 are offset by reforms which reduce costs.
30 Michigan's No-Fault Insurance law provides that
31 drivers having accidents or tickets can be charged more
32 for automobile insurance. To ensure that proper
33 insurance premiums are charged, we support improved
34 accuracy of the Secretary of State's accident/violation
35 records.
36 The Michigan Auto Insurance Placement Facility,
37 which insures high-risk drivers, should be fully self-
38 funded.
39 Uninsured motorists increase costs to law-abiding
40 citizens. We recommend increased law enforcement
41 and an increase in fines for uninsured motorists and
42 impoundment of the vehicle. We urge the exploration of
43 methods and mechanisms to change the collections for
State Policies – Page 87