Page 3 - Dragados 2022 Benefits Guide
P. 3

Our Guiding Principles       4 Benefits Overview       5 Benefit Plans Offered       5 Eligibility       6 Qualified Life Status Changes       7 Special Enrollment       7 Physical
Medical Plans       9 Dental Benefits       13 Vision Plan       14 Telehealth       15
Financial
Life and Disability Plans       17 Voluntary Life Insurance       18 Flexible Spending Accounts (FSA)       20 Healthcare FSA       21 Dependent Care FSA       22 Commuter Benefit       23
Monthly Employee Contributions       24 Leave Of Absence       25 401(k) Plan Retirement Benefits       26
Personal
International Travel Coverage       29 Legal Benefits       30 Employee Assistance Program (EAP)       31 Employee Discount Program       32 Benefits Advocacy Center       33 Contact Information       33
More For You
About This Guide       34 Healthcare Rights       35
Important Note: This is an overview of the Dragados Benefit Plans. Detailed information about plan terms, conditions, benefits, limitations and exclusions are in the booklet certificates, policies/contracts of insurance (Plan documents) that legally govern the operation of the Plan. In the event of discrepancies between this overview and the Plan documents, the Plan documents will govern. Dragados reserves the right to amend, change, eliminate or reduce benefits at any time. This overview is not a contract for purposes of employment or payment
of benefits.
Table Of Contents
          3
 





















































































   1   2   3   4   5