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AAG offers the following
                                                                     home equity solutions to

                                                                     help you reach your goals:

        Looking for                                                     Conventional Loans


        more options?                                                   Conventional loans can be used to purchase
                                                                        or refinance single-family homes or 1-4 unit
                                                                        properties. They are available at 10, 15, 20, 25,
        We can help!                                                    and 30-year terms.

                                                                        Jumbo Loans
        American Advisors Group (AAG) offers a broad                    Loan amounts above the limit set by Fannie Mae
        spectrum of home equity solutions in order                      and Freddie Mac are considered jumbo (LTV
        to meet your specific needs. Whether you are                    restrictions apply).
        looking to upsize, downsize, refinance, or simply
        supplement your retirement income, AAG’s team                   VA Loans
        can help find the right fit for you.                            Veterans Affairs (VA) loans are available to U.S.
                                                                        Veterans and some surviving spouses. VA loans
                                                                        have many advantages, including no mortgage
                                                                        insurance, as little as $0 down, and financing
                                                                        up to 100% of the purchase price for qualified
        Call today to learn more and                                    buyers.
        understand your options!


                                                                        FHA Loans
                                                                        FHA loans can help borrowers with limited assets
                                                                        buy homes with only 3.5% down payment. Most
                                                                        upfront costs, including the down payment, can
                                                                        be covered by gifts from family members.



                                                                        HECM Loans
                                                                        Home Equity Conversion Mortgage (HECM)
                                                                        loans allow those 62 and over the ability to
                                                                        access equity and eliminate monthly mortgage
                                                                        payments, so long as you continue to pay your
                                                                        property taxes, homeowners insurance, and
                                                                        maintain the home. A HECM loan can be used as
                                                                        a refinancing option or to purchase a new home
                                                                        that better suits your needs.



                                                                        AAG Advantage Loans
                                                                        Access up to $4 million in equity on high-value
                                                                        properties with a proprietary reverse mortgage.
                                                                        With an AAG Advantage loan, no mortgage
                                                                        insurance or monthly payments are required, so
                                                                        long as the borrower continues to pay property
                                                                        taxes and homeowners insurance, and maintain
                                                                        the home.

                                                                                                                    AAG127
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