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BIGGEST
                                                          BIGGEST
                      Don’t Overlook Your BIGGEST Retirement Bucket

                      If you need cash to sustain your retirement, why wouldn’t you tap the financial
                      resources of your biggest bucket, home equity? According to Harvard University’s Joint
                      Center for Housing Studies, home equity represented 45% of the net wealth of median

                                                   homeowners, age 65 and over.
                                                                                  1




                          CASH

                          BUCKET #1

                          Wages, Pensions,
                          Social Security




                                                                                    INCOME


                                                                                    BUCKET #2

                                                                                    Savings, 401(k)s,
                                                                                    IRAs, Insurance



                          GROWTH


                          BUCKET #3

                          Home Equity






                       TO QUALIFY, YOU MUST:                              USE YOUR REVERSE MORTGAGE TO:
                       n Be age 62 or better                              n Pay everyday retirement expenses

                       n Own your home                                    n Cover mounting medical costs
                       n Occupy the home as your primary residence        n Expand your emergency fund
                       n Complete a HUD-approved counseling session       n Make home renovations





                       Learn more about how a reverse mortgage can provide you with a more stable, secure,
                                       and fulfilling retirement. Call today! (555) 555-5555




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