Page 1 - B2BAAG01_Affinity Flyer

Can You Help... What if you could…
3 Relieve financial stress on your employees
Your Employees Retire Better? and retirees caused by anticipating
retirement income gaps

3 Provide solutions for your employees that
are weighed down by their obligation to
The Challenge support aging parents or family members
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As 76 million baby boomers near the end of their working lives, the
nation is facing an imminent retirement financial crisis. 3 Supplement your financial education
programs to include strategies for
integrating home equity into retirement
income strategies
Did you know…
Over the past year, 3 out of 10 baby boomers postponed their plans Be the solution to overcoming your
to retire, with 26% anticipating retirement at age 70 or later . employees’ retirement crisis
2

24% 55% 42% The Home Equity
Conversion
Mortgage (HECM)
Loan
baby boomers baby boomers have baby boomers 3 A strategic
confident in their some retirement have less than
savings 2 savings 2 $100,000 2 financial tool
3 A solution for
These same individuals have over $6.8 trillion tied up in home poor market
equity . performance,
3
supplementing income
for medical care, bridging the
Could your organization provide the educational resources for them social security gap, and many other uses
to retire with the security and peace of mind they’ve imagined?
3 A solution to the financial challenge of
relocating and right-sizing

3 A valuable part of a comprehensive
4
3 More than 1 in 6 American workers are also caregivers , financial plan
and 28% of them report that they believe their The HECM loan is a non-recourse
employers are unaware of their care-giving status . loan insured by the Federal Housing
5
3 53% of workers say that retirement planning programs Administration (FHA) that enables borrowers
would be helpful in increasing their productivity at age 62 or better to access the equity in their
homes in the form of a lump sum, monthly
6
work .
payments, or through a line of credit.
3 The cost to employers due to lost productivity of Although borrowers are still required to pay
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employee caregivers is as high as $33 billion . their property taxes, homeowners insurance,
and maintain the condition of the property,
they are not required to make monthly
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At AAG, we receive nearly 50,000 inquiries a month about Home mortgage or interest payments until the
Equity Conversion Mortgages. Your employees are asking about it, home is sold or the last borrower moves out
wouldn’t you like to provide them with answers and resources? of the home.

For Human Resources professionals only - not intended for distribution to the general public. B2BAAG01