Page 22 - AUG2025

Page 22
Real Estate
By Jim King neWfounD insuRance
Hot fun in the Summertime – “them summer days – those summer days”- as the lyrics to the song go.
It’s the most relaxing time of the year. Pool parties, cookouts and water sports. As the saying goes “it doesn’t get any better than this!”
So, what has insurance got to do with enjoying the slower paced, basking in the sun, en- joyable days of summer? A lot more than you would think.
NEWFOUNDLAKELIFE.COM
August 2025
Your Insurance Guy
Hot Fun in the Summertime
Let’s start with owning a pool. A pool, in a legal context is referred to as an “Attractive Nui- sance”. Which in plain English means that you own something that others will be attracted to use, and you are therefore re-
sponsible for protecting them
from secondary markets? That
cal costs also need to be consid- ered and should be part of your from themselves. I know - think
can only be answered on a case-
boat insurance policy.
by-case basis. Beyond the cost
of it as the opposite of the Dar-
there may be a peace of mind
win Principle. What it means in
We all know that summer a practical sense is that you need
doesn’t last long enough in New element to consider.
England and this year with the Water sports carry their own
to install a fence to keep anyone
you have not invited to use your
set of “risks” from an insurance
rainy spring summer got a late pool away from your pool.
start. Enjoy the warm weather perspective. If you own a boat,
that is finally here but enjoy it there is the risk of physical dam-
The insurance implications
age to your boat or potentially
for not having a fence are signif-
safely and with adequate pro- icant. Without a fence, no insur-
tection.
to someone else’s boat should
you hit them. If you think there
ance company in the “standard”
Please feel free to call us with is not much of a risk there, just
markets will provide you with
any questions or concerns about Homeowner’s coverage or said
your insurance coverages. We watch the drivers of boats tow-
ing tubes and see where their
another way – issue you a policy.
are happy to help. We are here attention I focused. More often
That forces you to buy coverage
to answer any questions. You from the secondary or excess
can reach us at 603-744-5000 than not, it is on those enjoying
themselves on wild rides in the
markets. Not a pleasant experi-
(yes, we do answer the phone) tubes rather than where they
ence. The cost of Homeowner’s
or email us at info@newfoun- insurance on the secondary or
dins.com
are going and the boat traffic
around them.
excess market can be twice the
Alternatively, please visit our cost of Homeowner’s Insurance
website www.newfoundins.com Related to boating, tubing
on the primary market due to
and water skiing, is the fact that
you could be held liable for in-
the perceived or actual risk re-
lated to owning a pool without
juries sustained by someone as
a protective fence. Does the cost
a result of your actions. That
means that adequate insurance
of installing a fence offset the
cost of purchasing insurance
coverage for liability and medi-
Rifles • Shotguns • Pistols • Ammunition
Optics and all Accessessories
Shay Littlefield
65 Pleasant Street
Plymouth, NH 03264 littlefieldssportshop@gmail.com
603.254-9109
We’re pleased to offer a once-in-a-lifetime
Two opportunities for large acreage in Ellsworth, NH - Secluded settings, close chance to acquire two coveted Ellsworth
to hiking trails, snowmobile routes, and a Hill (Campton) view lots: Enjoy year-round
panoramic views of the White Mountains,
stone’s throw from the White Mountains. Easy access yet total privacy. No covenants including Mt. Tecumseh, the Welch-Dickey
or restrictions on either lot — build your Range, Mt. Osceola, much of Franconia
Notch and more—visible in nearly every
dream home, cabin, or keep it natural. True four-season getaways!
direction (west, north, and east). Located on
a State-maintained road with easy access
to hiking, skiing, golf, and snowmobile trails.
LOT E3-113
STINSON
LAKE RD
311 ELLSWORTH
HILL RD
ELLSWORTH -
CAMPTON -
$247,000
$450,000
9+/- wooded acres with frontage on both Stinson Lake Road and Arndt Lane. Abuts Once home to
White Mountain National Forest for endless the iconic Armont
Inn, this unique 2.4+/- acre property offers
recreation. Features apple orchard, stone walls, and mountain view potential to the
rich history and breathtaking beauty. The
east with some clearing.
original stone barn still stands, adding
charm and character to the site.
LOT E3-114
ELLSWORTH
LOT 1-3
N HILL RD,
ELLSWORTH
HILL RD
UNDER CONTRACT ELLSWORTH -
$168,000
CAMPTON -
$410,000
UNDER CONTRACT
12+/- wooded acres
with frontage on both
Your shot to own a legacy property - 3.4+/-
Ellsworth Hill Road
acres of cleared, gently sloping land: This
ready-to-build lot offers the perfect blend of
and Arndt Lane.
natural beauty, privacy, and convenience.
Landisincurrentuse. Buyerisresponsible
for any change of use assessment.
Let us show you around our home town 603.726.8040 | info@hammondwheeler | hammondwheeler.com 1294 NH Route 175, Unit #2, Campton, NH 03223
MADELINE
Listing Agent | 603.306.4348
Newfound Dock and Mo Newfound Dock and Mooring Dock Moor Dive wfound Dock and Mooring
Dock Moor Dive
Dock Moor Dive
Sales, Parts, Service of Shore Station and Raise a Dock Products Service Offerings Include:
• Spring/Fall Dock, Boat Lift, and Mooring Service
• New Mooring Installations
• Mooring Repair
• New Dock Installations
• Recovery Diving
cardiganvalleyfarms.com cardiganvalleyfarms@gmail.com
603
We are a dealer for Shore Station Docks and Boat Lifts. 603 273
1030
273 1030
e
603
273 1030
IN PRINT
& ONLINE!
The Newfound
Lake Life paper is also uploaded online at
no extra charge.
Call us at
603-217-0050
ori
n