Page 22 - FEB2025

Page 22
Real Estate
NEWFOUNDLAKELIFE.COM February 2025 Your Insurance Guy
DINE OUT
for the
LIBRARY
@MINOTSLEEPERLIBRARY.ORG 603-744-3352
Eat at a participating restaurant and help raise money for the Minot-Sleeper Library!
Mention to your server that you are dining out for the library and a portion of your bill will be donated.
SUN 2/2
NEWFOUND LAKE INN
5 PM- 9 PM
THU 2/6
CIELITO MEXICAN RESTAURANT
11 AM - 10 PM
SAT 2/15
GINA’S PLACE
6 AM - 1 PM
WED 3/5
NEWFOUND LAKE INN
5 PM - 9 PM
THU 3/13
THE HOMESTEAD
4 PM - 9 PM
THU 3/20
ODYSEA COFFEE
7 AM - 2 PM
SAT 3/22 SUN 3/23
GILLY’S RESTAURANT
6:30 AM - 1 PM
WED 4/9
NEWFOUND LAKE INN
5 PM - 9 PM
Thank You!
By Jim KiNg NeWfouND iNsuRaNce
It’s that time of the year again. The daylight is fleeting and the air is bitterly cold. It seems the sun is setting in the west just an hour or so after it rose in the east. The temperatures have plunged. That bruising North wind feels a little harsher.
As we make our way into the depths of winter, there is still time to take action to pre- vent any issues that arise from the cold and the accompanying snow and wind that is part of our world until March.
Insulate any water pipes that are exposed so they don’t freeze and burst. Maybe even
consider a heated wrap. The minor increase in electricity will certainly be worth avoiding a claim for bust pipes and the resulting flooding. Using crack filler around gaps in the house or cracks in the foundation is a worthwhile investment. Adding insulation at key points not only pays off from a comfort stand- point but can pay for itself with reduced heating costs.
The condition of the roof is also a consideration. Are there shingles that need to be replaced before the snow of any conse- quence arrives? Should you con- sider doing the repairs while the temperatures are in the high 30’s and 40’s? It’s still relatively balmy by comparison to what is coming soon.
Now is the time to get that new shovel and some salt to use for the walkways when needed. There is no need for the delivery driver with the latest package from Amazon to slip and fall on
your walkway, get hurt and then sue you.
In summary, now is the time, when the temperatures are still reasonably warm, to do a quick risk survey of your property. Look at everything with a criti- cal eye and address anything that could cause damage leading to an insurance claim.
If you need more motivation, understand that in the event of a claim, the insurance company will look for reasons to deny your claim. Lack of maintenance or poor maintenance of the prop- erty, that is, neglecting to take proper care of something that you reasonably should have taken care of, could be the basis of them denying your claim.
Not to be overlooked are the fundamentals of good winter driving habits. Leaving extra space between you and the car in front of you as you drive is some- thing to consider. The cold and
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Completely Renovated Camp in Embden, Maine
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Serious inquires only, email CampatEmbdenMaine@gmail.com for info and photos.
December - Student of the Month & Spirit and Service Awards
Art Business Computer Science English French
Math
Music Physical Education Science Senior Project Social Studies Spanish Wellness Spirit and Service Spirit and Service
Carol Lupien Xander Krom Lilly Greene Maggie Plamondon Adara Glidden Kavan Zick Vivian Littlefield Vivian Fauteux Vivian Littlefield Casey Bush Dillon Belliveau Brady Harker Jayden Belyea Andrew Hunt Hayden MacKay