Page 28 - Nikols - Annual Report 2022
P. 28
RETTA S HULTZ
C IEF O ERATING O FICER
L retta S hultz c ordinates a l l an c an s an p osings, pervises l an c an s an p rvicing, d m nitors t e l an c an s an p rtfolio. th 3 1
y ars o c e mmercial r al e tate l nding e perience, e b ings a s e b e a e oad b se o c e pertise i g gs p rtfolio m nagement
a d c ntract a ministration.
retta s rved a V t ce P esident/Portfolio M nager f r S rni uth C ast C mmercial B nk a nk
w d F rst C lifornia B nk a nk
w erein s e h red, ained, d m d s naged s aff f r a l a pects o p f
c ocessing, derwriting a d m d s rvicing a n d a e f l p d v i riety o p f
c mmercial r al e tate l an p ograms i a e s $ 20 m llion p rtfolio. t e L an S rvicing M nager f r C r c earinghouse C FI, retta w s r sponsible f r C r c ordinating a d m naging
t e s art-up o a i p -house s rvicing d partment f r a t t $ 20 m llion l an p rtfolio. e i plemented p licies
a d p d p ocedures t e sure c mpliance o t e c e
i mmunity d velopment f cused l ans a d p d p event l sses f r t e c e
i stitutional i vestors.
retta h lds a A ge sociate o t e A ts d gree i A g counting f om O ange C ast C llege.
LIA H TOMI
L AN P OCESSOR A D S RVICER
J lia H tomi a sists t e C e p ief O erating O ficer i g t g g e C e p ocessing a d c osing o l ans. e i ts a so r sponsible
f r r r r viewing a d f d c d c d g nding d aws f r r r r novation a d f d c d c d g nstruction l ans, lling a d f d c d c d g llection a d f d c d c d g neral
s rvicing f nctions.
lia h s f fteen y ars o e perience a f a h s c e d mmercial r al e tate l an p ocessor a d s rvicer. e h ld
p ocessing p sitions w th b th F rst C lifornia B nk a nk w d V neyard B nk a nk w erein s e a alyzed c edit
a plications, tle r ports a d t d s x r turns. ile a sisting t e u derwriter, lia r viewed a d t d s gned o f p e-
f nding c nditions a d c d e ordinated t mely c osings w th t tle a d c d e crow c mpanies. lia a so s rved a a d d ie n
a ministrative a sistant a d b lling c erk f r a m i s t d l u t y n cal m nufacturing c mpany w ere s e g ined e perience i is g g ed n
r conciling a counts a d c sh m nagement.
lia h s a h B h i S e chelor o t e A ts d gree f om C lifornia S ate U iversity F llerton. 31
