Page 18 - ASSET MANAGER 9 (EN)

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SWISS PLATFORMS WITH DIRECT SYSTEMS
PROVIDER
BANK
ANNEX- TOTAL
MGMT FEE
DEPOSIT FEE PER YEAR
TRX. COST
PRODUCTS
OTHER COSTS
TYPE
Descartes Finance
UBS, Vontobel,
CS, Julius Bär, ZKB
at least 0.80% per year
UBS: 0.6% Vontobel: 0.5% CS, Julius Bär, ZKB on request
none, no spreads either
Foreign fees and taxes
Robo Advisor cre individual inves recommenda
SWISS PLATFORMS WITH FUNDS & ETFS
Descartes Finance
UBS, Vontobel
from CHF 20,000
0.30% – 0.60% per year depending on strategy
UBS: 0.2% Vontobel: 0.5%
ETF costs (TER) are added
Mainly replicating ETFs from large providers, sometimes synthetic (ETC in
Robo Advisor wh instruments. A
models of asset With auto
Investomat (GLKB)
Glarner KB
from CHF 5,000
Flat rate of 0.6% per year
no
ETF costs (TER) are added
Especially iShares, but all ETF providers can be chosen
Robo Adv bu
Selma Finance
Saxo Bank
from CHF 5,000
Flat rate of 0.72 % per year. Stamp duty included
no
ETF costs (TER) are added
Especially replicating ETF from large suppliers, sometimes synthetic (ETC in exceptional cases)
Personalize
Swissquote Robo-Advisory
Swissquote
This overview of the Swiss investment platforms only shows Swiss companies with Swiss custodian banks.
The platform providers can be divided into three catego- ries. Banks, traditional asset managers and new providers. In this magazine, we divide these into platforms that invest directly, such as traditional asset management (stocks, bonds, etc.) and in Fund & ETF platforms, which exclu-
sively or predominantly invest indirectly via products (which are already managed). The platforms also differ in terms of implementation, type, regional offer, as well as investment currencies.
Thanks to the digitisation and automation of processes, the administrative costs for platforms are reduced, and thus the economic viability of asset management is increasing.
from CHF 500,000
INVESTORY
Cornèrtrader Bank zweiplus Zuger KB Strateo VP Bank
from CHF 50,000 from CHF 250,000 from CHF 1,000,000 from CHF 50,0000 from CHF 1,000,000
from CHF 10,000, Single titel possible from CHF 100,000
max. 1.0% per year max. 1.25% per year max. 1.1% per year max. 1.0% per year max. 0.85% per year
Flat rate of 0.5 % per year
none
max. 0.19% max. 0.175% 0.02% max. CHF 140 on demand
Depending on the size of the depot between 0.45% and 0.75%
ETF costs (TER) are added
max. 0.2% 0.5% max. 0.35% 0.15% on demand
Taxes and Performance fee 10% with high-water mark
Especially replicating ETFs from large suppliers, sometimes synthetic ones. Stocks possible.
Indiv. Investment from strategies of financial experts; i
can also choos themselve
VZ Financial portal
VZ Depository Bank
from CHF 15,000
1.45% per year
no
none, no spreads either
Foreign fees and taxes
Robo Advisor cre individual investm posal in direct inve
PROVIDER
BANK
ANNEX- TOTAL
MGMT FEE
DEPOSIT FEE PER YEAR
INTERNAL COSTS
Robo Advi R
TrueWealth
Saxo Bank
from CHF 8,500
Flat rate of 0.5% per year
no
ETF costs (TER) are added
Physically replicating ETF of
all major suppliers (commodities via swap-based ETF)
Robo Adviso R
VZ Financial portal
VZ Depository Bank
from CHF 500
Flat rate from 0.55% to 1.45% p.a. All-in-Fee. From CHF 1 million scale. 3a 0.68% p.a. All-In-Fee.
no
ETF costs (TER) are added
Especially replicating ETFs from large suppliers, sometimes synthetic ones. Single title possible, depending on the selected investment solution.
Robo Advisor w individual stock active mandates i
proposal i and can be cus
Source: INVESTORY AG