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Benefit Provider
Wherever you are in your journey home,
The Bank of Tampa is here to help.
Oliviana Catrone Private Relationship Manager ocatrone@bankoftampa.com
   At The Bank of Tampa, we under- stand that when it comes to a home, everyone has different needs. Our team works with you to understand your cur- rent and future goals to establish a cus- tomized approach in navigating your home journey. Our team of Private Re- lationship Managers will work with you to understand what path is best for your family and your future.
Looking to reduce your monthly mortgage payment, lower your interest rate, or pay off your mortgage faster? Consider refinancing your current home loan through The Bank of Tampa. Or, maybe you’re searching for the perfect primary residence or vacation home? Our team of resi- dential mortgage experts help you apply for and quickly process a home or construction loan to fit your needs. When you choose The Bank of Tampa for your residential mortgage, you will en- counter an unmatched client experience and local decision- making. In addition to traditional residential mortgage loans, our team is also able to assist with lot purchases and construction- to-permanent loans through a single closing. Additionally, your
loan will be held at The Bank of Tampa. This approach ensures your loan is not sold on the secondary market, and allows us the flexibility to ensure our clients the best possible experience while navigating the loan process.
If you are interested in accessing the equity you’ve built in your current home to tackle home renovation projects, buy your dream boat, or even to set aside for emergency use, The Bank of Tampa’s home equity line of credit (HELOC) could be the answer. Our HELOC is designed is designed to allow you to access the equity in your home and draw on the funds you need, when you needthem.WhenyouchooseTheBankofTampaforyourHE- LOC, you will incur no upfront application fees with low closing costs, convenient access to funds, and the ability to use and reuse your line as you re-pay. You’ve worked hard for your home. Now, let it work for you.
For more information on The Bank of Tampa’s residential mortgage programs, please contact me at (813) 998-2617.
Member FDIC | Equal Housing Lender
    A LONG-TIME PARTNERSHIP CONTINUES
We are pleased to announce the continuation of the HCMA/The Bank of Tampa Benefit Provider partner- ship.
The Bank of Tampa has been a supporter of the HCMA for decades and has been an official «“Benefit Provider»” since 2012. The HCMA Leadership and Board of Trustees appreciate your membership and continually look for ways to increase the value of belonging to the HCMA.
Our continued partnership with The Bank of Tampa is a benefit of membership that we are very proud to provide.
We encourage you to contact Ms. Catrone and her colleagues at The Bank of Tampa.
 HCMA BULLETIN, Vol 66, No. 1 – Summer 2020
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HCMA BENEFIT PROVIDER

















































































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