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Our ACA-compliant health plans provide cost-effective coverage They help empower your employees to stay healthier and save money on their health care
Variety of coverage options
• 37 health plans including PPO, EPO, Direct POS, and HMO options
• Copay, coinsurance/deductible, copay/deductible, and high-deductible health plans
• Spending accounts: HSA-qualified plans (PPO and EPO options); HRA-qualified plan (PPO option)
• Site of service benefits included in certain health plans1
• Virtual care options as low as $0 through MDLIVE® or an in-network primary care provider or specialist at a reduced cost-share
Prescription drug
• All health plans include prescription drug coverage
• All health plans include coverage for 90-day fills of maintenance medications at Rite Aid pharmacies for the same cost-share as mail order
• All health plans include low-cost generics2 Adult and pediatric vision
• All health plans include adult and pediatric vision benefits
• Members can use their in-network vision benefit at over 116,000 points of access including Befitting.com, Glasses.com, Visionworks.com, and 1800Contacts.com
• Enhanced frame allowance available at Visionworks®
Pediatric dental
• All health plans include pediatric dental benefits for dependents up to age 19
• Pediatric dental benefits provide 100 percent coverage for in-network dental exams and cleanings once every six months
Financial well-being tools
• AblePay, The College Tuition Benefit, and GradFin are included at no cost to support employees’ financial well-being
Complete your benefits package
You can purchase the following benefits to add to your Blue Solutions health plan:
• United Concordia dental plans:
Affordable standalone family and adult dental plan options offer in- and out-of-network benefits.
• Guardian supplemental insurance:
Multiple products help provide your employees with financial security in case of illness or injury.
• International health solutions through Blue Cross Global: Flexible solutions for short-term business travel and long-term expatriate assignments.
1 All plans include the Preventive Plus colonoscopy benefit. Other site of service benefits vary by plan design. Refer to the health plan charts beginning on page 37 for more details.
2 For HSA-qualified and HRA plans, members will need to meet their plan’s deductible to receive low-cost generics. The PPO Bronze HSA-0 $7,450/100% plan will continue to apply
0% after deductible to all generic drugs.