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Specialty services and additional benefits
When you bundle our comprehensive suite of specialty services together, you can build a more powerful health benefits solution, boost employee retention and acquisition efforts, and save money on your medical coverage rate.
Dental
Our dental plans, which are administered by United Concordia Companies, Inc., allow flexibility, access, and ease of administration from one of the largest PPO dental networks. Our affordable dental coverage encourages prevention, early diagnosis, and treatment and can help detect serious and costly conditions like high blood pressure and diabetes.
• We can match almost any existing PPO plan to limit disruption.1
• The national United Concordia network has 121,300 unique dentists and 413,000 total access points. • Customizable1 annual maximum rollover and preventive incentives help control member costs.
• The Smile for Health® wellness program fully covers services that treat gum disease.2
For a sample of dental plans, see page 53
Vision
Administered by Davis Vision®, our vision plans go beyond access to eye exams and eyewear. Our robust network, competitive premiums, low member out-of-pocket costs, and a variety of value-added services provide vision coverage that meets your members’ unique needs.
• National network of more than 116,000 access points
• Full coverage or minimal copay for frames from the Exclusive Collection3
• Safe and convenient online in-network shopping options, including 1800Contactscom, Glassescom, Visionworkscom, and Befittingcom
• Low- to no-copay Exclusive Collection designer frames or an allowance towards any frame purchase
• Exclusive $50 frame allowance enhancement at Visionworks1
• Fixed copays on all lens styles and coatings, making it easier to predict out-of-pocket costs
Interactive frame try-on tool that allows users to see what Exclusive Collection frames look like from the comfort of their homes
Upgraded inventory of Exclusive Collection designer frames that offer even more stylish options
• Free hearing exam, exclusive discounts on hearing supplies, and more from Your Hearing Network
For our vision plans, see page 55
Guardian supplemental insurance
The seven Guardian-sponsored products are a perfect complement to your medical coverage. They provide your employees with financial safety and security in case of an unexpected illness or injury. Preferred pricing and discounts are available when you purchase multiple Guardian products.4
• Life insurance • Critical illness and cancer insurance • Short- and long-term disability insurance • Hospital indemnity insurance
• Accident insurance
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