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51+
51+ health plans
HEALTH PLANS
Take a closer look at what is available to 51+ customers.
Copay health plans give employees the predictability of fixed out-of-pocket costs.
• No deductible or coinsurance for in-network services
• PPO options for more flexibility; DPOS and POS options for affordability • Built-in vision exams with DPOS and POS
Deductible/Copay health plans balance lower premiums with predictable out-of-pocket costs.
• Copays for the most used services
• Can be paired with an HRA to help employees pay for deductible expenses • Built-in vision exams with DPOS and POS
Deductible/Coinsurance health plans offer more control over health care choices.
• Coinsurance on most services, including but not limited to doctor visits, inpatient hospital admissions, and outpatient surgical procedures
HSA-qualified health plans offer employees more control over their health care dollars.
• Option to save on taxes with an HSA
• The flexibility of a PPO at a lower premium • Integrated prescription drug benefits
Choice Advantage health plans offer employees options to save on health care.
• Members save on care by visiting lower cost freestanding sites instead of hospital-based sites • Plans available with and without deductibles and coinsurance for in-network services
2023 Large Group Plans | Independence Blue Cross 28