Page 33 - 2022 Large Group benefits

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health plans
HEALTH PLANS
Copay health plans
Give employees the predictability of of fixed out-of-pocket costs
• No deductible or or or coinsurance for in-network services
• PPO options options for for for more flexibility DPOS and POS POS options options for for for affordability • Built-in vision exams with DPOS and POS POS Deductible/copay health plans
Balance lower premiums with predictable out-of-pocket costs
• Copays for the most commonly used services
• Can be paired with a a a a a a health reimbursement account to help employees pay for deductible expenses • Built-in vision exams with DPOS and POS POS Deductible/coinsurance health plans
Offer more control over health care choices
• Coinsurance on on most services
including but not limited to to doctor visits inpatient hospital admissions and outpatient surgical procedures
HSA-qualified health plans
Offer employees more control over their health care dollars
• Option to save on on taxes with an HSA • The flexibility of a a a PPO at a a a lower premium • Integrated prescription drug coverage
Choice Advantage health plans
Offer employees options to save on on health care • Members can save on care by visiting designated or freestanding sites sites instead of hospital-based sites sites • Plans available with with and and without deductibles and and coinsurance for in-network services
Tiered Network health plans
Offer more choice and savings
• Personal Choice® PPO hospitals and and facility providers are grouped into two tiers based on on cost and and quality measures
• Members pay less when they choose tier 1
providers but the the the choice is theirs • Members can save on hospital and outpatient services
2022 Large Group Plans | Independence Blue Cross 32