Page 9 - 2022 Smart Solutions - MR

Keystone 65 Focus Rx HMO-POS‡
Keystone 65 Select HMO*
Philadelphia and Bucks
Chester, Delaware, Montgomery
Medical-only
$4,900 in-network $0 copay
$40 copay
Philadelphia and Bucks $34.50
Chester, Delaware, Montgomery
$49.50
Medical with Rx $0
$15
$6,500 in-network $0 copay
$40 copay
$210 copay per day for days 1 – 6; no copay for additional days
per admission; $1,260 maximum per admission; $0 copay for in-network inpatient hospital stay — acute due to COVID-19 diagnosis
$25 copay per visit (up to 6 visits per year) $20 copay per visit (up to 6 visits per year) $20 copay per visit (up to 6 visits per year)
$60 quarterly allowance1
$0 copay for medical doctor visits focused on non-urgent medical conditions; NEW! $0 copay for behavioral health visits focused on therapy and counseling services
$0 copay for certain diagnostic tests;
$40 or $250 copay depending on the service
Included in plan! See page <14> for details.
Preferred Generic, $0 copay; Generic, $20 copay
Preferred Generic, $0 copay; Generic, $10 copay; Preferred Brand, $47 copay; Select insulin, $35 copay; Non-Preferred Drug, $100 copay; Specialty Drug, 33% coinsurance
Preferred Generic, $9 copay; Generic, $20 copay; Preferred Brand, $47 copay; Select insulin, $35 copay; Non-Preferred Drug, $100 copay; Specialty Drug, 33% coinsurance
A maximum of $4,430 in total drug cost
You pay 25% of generic drug costs and 25% of brand-name drug costs until you reach a maximum of $7,050
You pay the greater of $3.95 for generics and $9.85 for brand-name drugs or 5% coinsurance after reaching a maximum of $7,050 catastrophic trigger
$250 copay per day for days 1 – 6; no copay for additional days
per admission; $1,500 maximum per admission; $0 copay for in-network inpatient hospital visits — acute due to COVID-19 diagnosis
$20 copay per visit (up to 6 visits per year) $20 copay per visit (up to 6 visits per year) $20 copay per visit (up to 6 visits per year)
$30 quarterly allowance1
$0 copay for medical doctor visits focused on non-urgent medical conditions; NEW! $0 copay for behavioral health visits focused on therapy and counseling services
$0 copay for certain diagnostic tests;
$40 or $200 copay depending on the service
Included in plan! See page <14> for details.
Preferred Generic, $0 copay; Generic, $18 copay
Preferred Generic, $0 copay; Generic, $9 copay; Preferred Brand, $47 copay; Select insulin, $35 copay; Non-Preferred Drug, $100 copay; Specialty Drug, 33% coinsurance
Preferred Generic, $9 copay; Generic, $20 copay; Preferred Brand, $47 copay; Select insulin, $35 copay; Non-Preferred Drug, $100 copay; Specialty Drug, 33% coinsurance
A maximum of $4,430 in total drug cost
You pay 25% of generic drug costs and 25% of brand-name drug costs until you reach a maximum of $7,050
You pay the greater of $3.95 for generics and $9.85 for brand-name drugs or 5% coinsurance after reaching a maximum of $7,050 catastrophic trigger
‡Keystone 65 Focus members pay 20% coinsurance for out-of-network benefits. The POS benefit will apply to Medicare-covered medical (Parts A & B) benefits.
1Quarterly OTC allowance does not carry over.
Medical with Rx $57.50
$83.50
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