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A VA with a living bene t is a retirement vehicle built for lifetime income—and more
Product features you may be looking for in a retirement income solution
Variable annuity with a living bene t
Ability to participate in market growth
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Optional protection features that protect against market loss
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Access to professionally managed investment options
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Asset allocation
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Ability to divide assets between a xed account and investment options
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Opportunity for principal protection
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Bene ciary protection
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Flexible income options
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Predictable income stream
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Guaranteed lifetime income
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Tax advantages—including tax deferral and tax-free rebalancing in fund families
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Access to your money via a free withdrawal provision1
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1 Withdrawals prior to age 55 may adversely affect your guaranteed bene t income, as will withdrawals in excess of the annual withdrawal percentage. Any withdrawal before age 591⁄2 could be subject to a 10% federal tax penalty, and excess withdrawals that are greater than your annual withdrawal amount may reduce or eliminate the bene t provided under the living bene t rider.
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