Page 98 - RusRPTApr24

8.0 Financial & capital markets Main indicators of Russian bank sector
Assets RUB mn
Feb 23
Mar 23
Apr 23
May 23
Jun 23
Jul 23
Aug 23
Sept 23
Oct 23
Nov 23
Dec 23
Jan 24
Feb 24
Assets net of loss provisions and income tax
137,81 8,000
139,91 7,000
140,74 8,000
143,97 8,000
147,16 8,000
147,16 8,000
157,61 8,000
159,27 6,000
162,13 7,000
164,16 3,000
167,93 8,000
166,81 6,000
169,12 6,000
Loans to corporates
58,456 ,722
61,642 ,000
63,120 ,000
63,670 ,000
65,273 ,000
9,200, 000
11,800 ,000
3,100, 000
-7,300, 000
400,00 0
22,700 ,000
24,700 ,000
19,300 ,000
Loans to individuals
27,571 ,456
28,330 ,000
28,817 ,000
29,401 ,000
30,008 ,000
30,008 ,000
31,516 ,000
32,444 ,000
33,156 ,000
33,686 ,000
33,759 ,000
33,995 ,000
34,272 ,000
consumer loans
12,101 ,000
12,275 ,000
12,418 ,000
12,630 ,000
12,826 ,000
12,826 ,000
13,395 ,000
13,589 ,000
13,744 ,000
13,878 ,000
13,609 ,000
13,733 ,000
13,860 ,000
mortgage loans
14,356 ,000
14,655 ,000
14,960 ,000
15,291 ,000
15,654 ,000
15,654 ,000
16,436 ,000
17,103 ,000
17,592 ,000
17,919 ,000
18,207 ,000
18,316 ,000
18,397 ,000
car loans
1,232, 000
1,252, 000
1,284, 000
1,322, 000
1,362, 000
1,362, 000
1,493, 000
1,542, 000
1,607, 000
1,658, 000
1,715, 000
1,754, 000
1,820, 000
escrow
0
0
0
0
0
4,400, 000
4,533, 000
4,852, 000
5,254, 000
5,454, 000
5,707, 000
15,629 ,000
14,958 ,000
Capital and financial performance RUB mn
Capital adequacy N 1.0, %
12.8
21
21
21
21
21
21
21
21
21
21
21
Provision for losses (including IFRS adjustment)
9,875, 486
-377
-327
-317
-362
-342
-448
-551
-453
Provision for losses (excluding IFRS adjustment)
10,418 ,767
-8,000
-8,155
-8,342
-8,280
-8,242
-8,105
-7,955
-8,042
Current year net profit
257,98 6
330,00 0
244,00 0
244,00 0
244,00 0
244,00 0
244,00 0
244,00 0
244,00 0
244,00 0
244,00 0
244,00 0
244,00 0
Return on assets, %
MoM, %
1
1.2
-0.1
2.3
1.1
1.1
2.8
0.8
2.5
2
2.2
-0.6
1
YtD, %
1.1
2.4
2.3
4.6
5.7
5.7
11.4
12.3
15.1
17.4
20
-0.6
0.4
YoY, %
7.1
13.5
14.8
14.8
16.7
16.7
21.1
21.1
22.7
24.1
20
19.1
19.1
YoY 3m, %
27.6
9.4
8.5
13.6
13.1
13.1
26.2
25.1
24.7
21.4
27.2
14.2
10.3
Liabilities RUB mn
Individuals funds*
35,582 ,075
36,956 ,000
37,722 ,000
38,173 ,000
39,277 ,000
39,277 ,000
40,415 ,000
40,879 ,000
41,298 ,000
41,977 ,000
44,921 ,000
44,867 ,000
46,111, 000
Corporate funds
46,345
46,089
45,781
46,349
46,581
46,581
49,732
50,240
49,855
50,637
53,381
53,465
54,273
98 RUSSIA Country Report April 2024 www.intellinews.com