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secondary housing exceeded 28%, and the APR in a number of banks reached 35% – the final overpayment for a 30-year mortgage can now be 5 times greater than the amount borrowed.
In 2024, the market will actually return to the 2022 result, when the volume of housing loans issued amounted to about 4.8 trillion rubles, says a VTB representative. The main share of loans issued in 2024 will be family mortgages, for which more affordable terms will remain, he adds.
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