Page 81 - RusRPTFeb24

8.0 Financial & capital markets Main indicators of Russian bank sector
Assets RUB mn
Mar 21
Apr 21
May 21
Jun 21
Jul 21
Aug 21
Sep 21
Oct 21
Nov 21
Dec 21
Jan 22
Feb 22
Mar 22
Assets net of loss provisions and income tax
105,258 ,417
107,662 ,184
109,528 ,637
111,042 ,584
110,171 ,359
112,402 ,937
113,389 ,983
114,546 ,893
115,574 ,628
118,991 ,355
120,310 ,473
121,881 ,431
Loans to corporates
46,468, 861
46,869, 428
47,786, 616
48,174, 149
48,136, 154
48,956, 525
49,346, 650
50,019, 799
50,458, 387
51,520, 289
51,945, 452
52,557, 982
55,37 3,000
Loans to individuals
20,810, 858
21,261, 201
21,729, 074
22,197, 548
22,756, 280
23,163, 835
23,635, 074
24,072, 117
24,461, 579
24,679, 306
25,067, 579
25,310, 894
25,76 3,000
Capital and financial performance RUB mn
Equity capital
11,401, 759
11,565, 815
11,713, 348
11,548, 657
11,738, 393
11,868, 782
12,071, 686
12,200, 755
12,213, 125
12,364, 512
12,605, 054
12,437, 107
Capital adequacy N 1.0, %
12.5
12.6
12.6
12.2
12.6
12.4
12.4
12.4
12.4
12.2
12.3
11.8
Provision for losses (including adjustment)
8,620,7 71
8,600,0 53
8,525,5 91
8,536,0 63
8,465,9 93
8,352,9 18
8,360,4 63
8,325,3 72
8,234,7 15
8,495,4 08
8,309,5 51
8,422,9 32
Provision for losses (excluding adjustment)
9,827,3 00
9,890,4 53
9,789,3 66
9,845,0 95
9,808,6 17
9,691,2 59
9,722,6 36
9,718,9 02
9,707,9 42
9,795,1 79
9,567,8 66
9,710,2 16
Current year net profit
372,998
577,636
778,661
994,646
1,198,7 24
1,427,9 96
1,672,5 06
1,868,8 39
2,099,9 87
2,251,4 26
2,362,8 50
163,644
Return on assets, %
1.7
1.7
1.8
2
2.1
2.2
2.2
2.2
2.2
2.2
2.1
2.1
Return on balance capital, %
15.8
15.8
17.3
19.2
20.4
21.2
21.7
21.5
21.9
21.7
21.1
20.5
Liabilities RUB mn
Individuals funds*
32,122, 772
32,138, 260
32,942, 480
32,388, 392
32,378, 166
32,598, 119
32,674, 842
32,870, 590
32,851, 479
33,216, 330
34,694, 763
34,204, 659
33,26 7,000
Corporate funds
35,001, 772
35,011, 309
34,650, 755
35,359, 878
34,901, 978
34,777, 467
35,667, 807
36,263, 326
35,970, 700
38,215, 034
39,884, 932
41,083, 558
40,63 3,000
Loans received from the Bank of Russia
2,839,2 22
3,077,1 52
2,826,8 74
2,648,6 12
2,538,6 31
2,842,2 01
2,572,0 72
2,374,9 14
3,005,3 85
3,187,6 96
3,086,4 07
3,288,0 15
source: CBR
8.1 Bank sector overview
Russian banks ended 2023 with a record RUB3.3 trillion ($33.3bn) in profits
(adjusted for dividends), up by about half from the 2021 result, the last year of
81 RUSSIA Country Report February 2024 www.intellinews.com