Page 31 - TURKRptAug22

Apr-22
Akbank (AKBNK)
1,531
181
12%
Birikim, Ortak, Met-Ay, Denge
Dec-21
Garanti (GARAN)
649
119
18%
Gelecek (GLCVY)
Dec-21
Garanti (GARAN)
543
42
8%
Emir
Dec-21
Denizbank
1,165
-
-
Gelecek (GLCVY), Ortak, Ilke, Istanbul, Birlesim, Emir, Hedef, Dogru
Sep-21
QNB Finansbank (QNBFB)
1,055
206
20%
Ortak, Dunya, Hedef
Mar-21
Isbank (ISCTR)
745
72
10%
Emir, Istanbul, Gelecek, Hedef, Arsan
Dec-19
ICBC
18
-
-
Emir
Dec-19
Seker
150
-
-
Sumer
Dec-19
Akbank
715
33
5%
Istanbul, Gelecek
Dec-19
Garanti
323
25
8%
Efes, Gelecek
Oct-19
Deniz
205
-
-
Hedef, Emir
Sep-19
Isbank
1,097
32
3%
Efes, Hayat, Birikim, Dogru
Jul-19
Garanti
260
19
7%
Gelecek
Jun-19
Yapi Kredi
917
26
3%
Arsan, Dogru, Efes, Emir, Gelecek, Hayat, Sumer
Jun-19
Seker
203
-
-
-
Turkey Banking Industry: Problem Loans
NPL
Monitoring
Restructured
Problem
Performing
Total
NPL
Monitoring
Total
TRYbn
Stage 3-4-5
Stage 2
(In Stage 2)
2+3+4+5
Equity
Stage 1
Loans
Ratio
Ratio
Ratio
Dec-2021
149
543
342
692
714
4,147
4,839
3.1%
11.2%
14.3%
Sep-2021
137
406
246
543
655
3,475
4,060
3.4%
10.0%
13.4%
Jun-2021
140
417
233
557
631
3,345
3,904
3.6%
10.7%
14.3%
Turkey: Loan Classification
I. Group
Standard loans
Performing
In repayments: No delays longer than 30 days
II. Group
Under close monitoring
Performing
Delays longer than 30 days but shorter than 90 days (plus) Restructured Loans regardless of the group of origin
III. Group
Limited potential for recovery
Non-performing
Delays longer than 90 days but shorter than 180 days (plus) Restructured Loans that have defaulted longer than 30 days
IV. Group
Doubtful
Non-performing
Delays longer than 180 days but shorter than 1 year
V. Group
Classified as a loss
Non-performing
Delays longer than 1 year
8.1.2 Banks specific issues
31 TURKEY Country Report August 2022 www.intellinews.com