Page 50 - UKRRptJun22

8.1.2 NPLs
The share of non-performing loans in banks amounts to 27.1%. In April,
the share of non-performing loans in the banking sector of Ukraine increased to 27.1% compared to 26.6% in March, reported the National Bank of Ukraine. In March, the volume of non-performing loans increased by UAH 1.2B ($38M). In total, in January-March 2022, the volume of non-performing loans decreased by UAH 38.9B, and the share of NPL decreased by 3%. Due to the formation of reserves for expected losses due to the war, the banking sector in the first quarter of 2022 amounted to UAH 160M. According to a survey by the NBU, banks are currently seeing a sharp decline in demand for loans from businesses and individuals as well as a decline in demand for mortgages.
NPLs % of loan book
Apr 20
Apr 21
Apr 22
ratio of non-performing loans, %
48.92
39.93
27.35
incl. banks:
with state participation, of which:
64.7
56.36
45.6
PrivatBank
78.66
72.54
68.06
state banks ex-PrivatBank
51.73
43.09
27.04
Foreign owned
33.27
27.28
6.98
Privately owned
18.59
13.17
11.78
Insolvent
0
0
0
Source: NBU
50 UKRAINE Country Report XXXX 2018 www.intellinews.com