Page 103 - RusRPTJul24

,000
,000
,000
,000
,000
,000
,000
,000
,000
,000
,000
,000
,000
car loans
1,232, 000
1,252, 000
1,284, 000
1,322, 000
1,362, 000
1,362, 000
1,493, 000
1,542, 000
1,607, 000
1,658, 000
1,715, 000
1,754, 000
1,820, 000
escrow
0
0
0
0
0
4,400, 000
4,533, 000
4,852, 000
5,254, 000
5,454, 000
5,707, 000
15,629 ,000
14,958 ,000
Capital and financial performance RUB mn
Capital adequacy N 1.0, %
12.8
21
21
21
21
21
21
21
21
21
21
21
Provision for losses (including IFRS adjustment)
9,875, 486
-377
-327
-317
-362
-342
-448
-551
-453
Provision for losses (excluding IFRS adjustment)
10,418 ,767
-8,000
-8,155
-8,342
-8,280
-8,242
-8,105
-7,955
-8,042
Current year net profit
257,98 6
330,00 0
244,00 0
244,00 0
244,00 0
244,00 0
244,00 0
244,00 0
244,00 0
244,00 0
244,00 0
244,00 0
244,00 0
Return on assets, %
MoM, %
1
1.2
-0.1
2.3
1.1
1.1
2.8
0.8
2.5
2
2.2
-0.6
1
YtD, %
1.1
2.4
2.3
4.6
5.7
5.7
11.4
12.3
15.1
17.4
20
-0.6
0.4
YoY, %
7.1
13.5
14.8
14.8
16.7
16.7
21.1
21.1
22.7
24.1
20
19.1
19.1
YoY 3m, %
27.6
9.4
8.5
13.6
13.1
13.1
26.2
25.1
24.7
21.4
27.2
14.2
10.3
Liabilities RUB mn
Individuals funds*
35,582 ,075
36,956 ,000
37,722 ,000
38,173 ,000
39,277 ,000
39,277 ,000
40,415 ,000
40,879 ,000
41,298 ,000
41,977 ,000
44,921 ,000
44,867 ,000
46,111, 000
Corporate funds
46,345 ,131
46,089 ,000
45,781 ,000
46,349 ,000
46,581 ,000
46,581 ,000
49,732 ,000
50,240 ,000
49,855 ,000
50,637 ,000
53,381 ,000
53,465 ,000
54,273 ,000
Loans received from the Bank of Russia
4,566, 408
4,176, 000
4,273, 000
4,571, 000
4,276, 000
4,620, 000
5,167, 000
source: CBR
8.1 Bank sector overview x
103 RUSSIA Country Report July 2024 www.intellinews.com