Page 47 - UKRRptAug23

8.1.2 NPLs
The volume of bad loans decreased by UAH 7B in the year's first half.
The amount of non-performing loans (NPL) in the banking sector as of July 1, 2023, was UAH 425B, which is UAH 7B lower than the figure on January 1, reported the National Bank. At the same time, the share of non-performing loans increased by 0.8% to 38.9% due to the reduction of the loan portfolio for the first half of the year, the bank report says. However, in June, the share of non-performing loans in the banking sector decreased by 0.2% due to better quality of new loans, mainly provided within the framework of government programs, and the write-off of non-performing retail loans. In a June survey of lending conditions, banks reported growth in demand for consumer loans and in the number of approved business loan applications for the first time since the start of the war. Recognition of credit losses by banks slowed down this year compared to last year.
add one to this cell to right to move one month fwd
41
53
65
NPLs % of loan book
Jun 21
Jun 22
Jun 23
ratio of non-performing loans, %
37.85
29.71
39.12
incl. banks:
with state participation, of which:
54.9
46.45
52.69
PrivatBank
71.77
66.47
66.47
state banks ex-PrivatBank
40.6
30.44
41.71
Foreign owned
25.07
10.07
22.17
Privately owned
12.43
13.56
22.21
47 UKRAINE Country Report August 2023 www.intellinews.com