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Non-Medicare Private Exchange Retired Chicago Police O cers & Surviving Spouses
PRIVATE EXCHANGE
Labor First and the U nion Labor Life Insurance Company “ U llico” (the nations’ only-union owned insurance company), have partnered to deliver a national healthcare solution for Non-Medicare eligible retirees of labor unions.
As a retiree of FOP Lodge 7 you will have access to both telephonic and online enrollment options through a private healthcare exchange. U nder either option you will be able to calculate federal premium subsidy dollars and shop for plans that are available in the geography where you reside.
 ia an online portal, available carriers, health plans, corresponding bene t descriptions, network descrip- tions, and prescription drug coverage will all be available for comparison purposes so that you can select the best option for your personal situation.
Additionally, all of the online information is also available over the phone by calling one of our Exchange advocates who can assist with advice, plan selection, and  nalization of the enrollment process.
These services have been not only put together to assist the retirees of the FOP Lodge 7 with the review and selection of the best coverage options available to them, but to also provide ongoing support to our retirees and their families .
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Client Interactive Process
GET S TARTED
After req uesting insurance information on line, a representative will call you.
After receiving an informational mailing, you may call to speak to a licensed agent.
CO NS U L T AN EXPERT
A licensed agent specializing in your state will  oin the conversa- tion, and your insurance needs will be identi ed.
Personal information is collected that will help narrow down plan options that are a good  t for you.
GETTING CO VERED
Once you ve selected a policy, submit and  nalize with an application specialist. A phone call will let you know that your policy is approved and active.
 our policy packet will arrive in the mail.
Congratulations, you are covered!
RETIREE HEALTHCARE PULL-OUT SECTION CHICAGO LODGE 7 ■ OCTOBER 2016 35


































































































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