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                    community banker

                                                      Summer 2023

                            T H E   V O I C E   F O R   A R K A N S A S ’   C O M M U N I T Y   B A N K S

                                                              The Spirit of Togetherness - page 3

                                                     A Key Trait of a High-Performing Bank - page 18

                                                      UCC Amended for Digital Commerce - page 38

                                                                                                Garvan Woodland Gardens
                                                                                                Hot Springs, Arkansas

                                                   OFFICIAL PUBLICATION of the
                                 ARKANSAS COMMUNITY BANKERS ASSOCIATION
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