Page 140 - Policy Wording - Hollard Business Binder (2020-08-26)

Enroute
F.
Notes:
a. Death cover for children aged less than 6 years limited to R10 000.
b. Death cover for children aged between 6 years and 14 years limited to R30 000.
c. TTD (weekly) benefit is limited to actual earnings.
2.2 Enroute On Road
2.2.1 the individual is insured;
2.2.2 name and ID number required;
2.2.3 premium based per person;
2.2.4 any person can be insured and must be stated in the schedule;
2.2.5 covered:
2.2.5.1 whilst in any vehicle;
2.2.5.2 while using public transport as a passenger;
2.2.5.3 while cycling; or
2.2.5.4 while a pedestrian at the time of the accident;
2.2.6 road accidents only;
2.2.7 rates:
a. Cover is applicable to the identified or listed person.
b. Premium payable in accordance with the benefits insured for.
Plan Selected
A.
Basics of cover
B.
Cover provided
B1
B2
B3
B4
B5
B6
a. Death
b. Permanent Temporary Disablement
c. Total Temporary Disablement up to 52 week
d. Medical expenses – actual expense
e. Trauma:
i. Per visit
ii. Limit any one accident
Monthly basic
2.3 Enroute Motor-Cycle
R25 000 R25 000
R500 R10 000
R300 R3 000
R11.72
R50 000 R50 000
R1 000 R20 000
R300 R3 000
R16.68
R100 000 R100 000
R2 000 R30 000
R300 R3 000
R25.90
R150 000 R150 000
R3 000 R40 000
R300 R3 000
R35.05
R250 000 R250 000
R5 000 R50 000
R300 R3 000
R52.86
be stated in
R500 000 R500 000
R10 000 R100 000
R300 R3 000
R97.80
the schedule;
C.
Monthly premium calculation for the basic cover in B. above:
2.3.1 the individual driving is insured;
2.3.2 name and ID number required;
2.3.3 premium based per person;
2.3.4 any person (including pillion rider
2.3.5 road accidents only;
2.3.6 rates:
if specified) can be insured and must
Commercial Underwriting Mandates and Guidelines – Binder – Version 2 2020
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