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INTEGRATED ANNUAL REPORT 2017GRATED ANNUAL REPORT 2017
                                                                                                                                                TRUSTCO GROUPUSTCO GROUP
              6 6      INTE                                                                                                                     TR






































































              7        INTEGRATED ANNUAL REPORT 2017                                                                                            TRUSTCO GROUP







































                                                                             DIRECTORATE 01






                                                                             CHAIRMAN’S REPORT                           8
                                                                             MANAGING DIRECTOR’S REPORT                 10
                                                                             CHAIRMAN OF THE AUDIT AND RISK
                                                                             COMMITTEE REPORT                           12
                                                                             BOARD OF DIRECTORS                         14
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