Page 3 - Emily Newmark_Buyers - Sellers Guide.indd
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Table of Contents
California Buyer & Seller Guide to Title & Escrow
Client Testimonials...............................................................1-4
TITLE INSURANCE
What is Title? FAQs .............................................................5-6
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Escrow FAQs.........................................................................10 The Escrow Process...............................................................11 Life of an Escrow...................................................................12 Opening Escrow....................................................................13 Red Flags in the Escrow/Title Process...............................14-15 The Short Sale Escrow...........................................................16
CLOSING THE ESCROW
Other Parties to an Escrow Transaction .................................17 Who Pays for What?..............................................................18 Disclosure: What Sellers Need to Tell Buyers....................19-20
FOR SELLERS
Presenting Your Home ..........................................................21 15 Home Listing Tips ......................................................22-23
FOR BUYERS
Advantages to Home Ownership...........................................24 Home Buying Process............................................................25 Home Buyer's Step by Step...............................................26-27 The Loan Process ..................................................................28 Loan FAQs............................................................................29 Real Property Tax Dates ........................................................30 PMI "Private Mortgage Insurance"........................................31 What NOT to do While in Escrow on Your Purchase ...........32
What 1.s the Pre1ยท1m.1nary "T.it1e" Report. ..................................7 Statement oflnformation - Why is it Needed? ........................8 Vesting Chart - Common Ways of Holding Title ....................9
ESCROW