Page 7 - Demo
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Important Reminders
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FULL-TIME AND PART-TIME (30 OR OR MORE HOURS PER WEEK)
Paid Time Off (PTO) Purchase Program
If you are scheduled to work 20 hours or or or more per week you may purchase up to five additional PTO days (40 hours) during open enrollment for use in in 2019 Note: New hires are not eligible to purchase PTO until annual open enrollment Plan carefully — you you must use your accrued company- provided PTO PTO before your purchased PTO PTO Enter and get approval for your used purchased PTO hours in myHR by noon on on December 15 2019 Use your time off by:
• HCSC non-exempt employees — use by Dec 15 2019 • Dearborn non-exempt employees — use by Dec 14 2019 • HCSC & Dearborn exempt employees — use by Dec 22 2019 If you you do not use or or get approval for the PTO days you you purchased they will be paid back to you as as taxable income on your final paycheck of the year For more information about PTO go to myHR Health Advocates
Our health health advocates can answer your health health questions and help you you manage many aspects of your health care A health advocate can assist with:
• Resolving billing issues
• Providing a a cost estimate for services or or procedures
• Discussing treatment options provided by your doctor
• Scheduling and coordinating your care • Understanding your benefits
• Linking you to programs like Consumer Medical well-being incentives and cost-saving services that help you you get the most from your benefits
To get connected with a a a a a health advocate simply call the the number on the the back of your insurance card Please read the the 2019 changes page to review the the new call requirements that will be added for 2019 Flexible Spending Accounts (FSAs)
If you want to participate in a a a a a a Health Care or Dependent Care FSA in in 2019 you must enroll during open enrollment Your 2018 FSA election will not automatically continue into 2019 with one exception – any balance of $500 or less remaining in in in your Health Care FSA will carry over but will not be available for use until April 2019 Affordable Care Act
Reporting Requirements: We must report to you and the the IRS your group insurance plan coverage for the the year including your covered dependents You can then use this information to help answer questions about health coverage when filing your 2018 tax returns Social Security Numbers (SSN): To comply with IRS health coverage reporting requirements HCSC will collect Social Security or or tax identification numbers for every member and dependent enrolled in the group health health plan When you enroll in health health coverage be sure to provide the full legal name correct spelling and accurate SSN for you and all covered family members If you do not provide Social Security or tax identification numbers for every covered family member we may send you a a a letter to collect the missing information and remain in in legal compliance Under the Affordable Care Act
health plans must offer a a a a a a a a comprehensive package of of items and services services within at at at at least the following ten categories – ambulatory patient services services emergency services hospitalization maternity and and newborn care mental health and and substance use disorder services - including behavioral health treatment prescription drugs rehabilitative and habilitative services services services and and and devices laboratory services services services preventive and and and wellness services services services and and and chronic disease management and and pediatric services - including oral and and vision care Will you or a a dependent become Medicare-eligible in the next 12 months?
As an active employee your HCSC medical coverage is is your primary coverage and Medicare is is secondary As a a a a retiree Medicare will be your primary coverage and any other medical coverage if applicable will be secondary to Medicare regardless of whether you actually enroll in Medicare Please see pages 19 - 25 for more details 


















































































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