Page 40 - Hollard Private Portfolio

Keys, locks and remote controls
We will pay for the cost of replacing lost, stolen or damaged keys, locks and remote controls, as well as the call-out costs of a technician and the reprogramming of any coded alarm system. This will also apply if you have reasonable suspicion that an unauthorised person has access to duplicates.
Check your Schedule now to see if this limited cover is likely to be sufficient to cover the full replacement cost in the event of loss or damage. If you feel that it is not enough, you may ask us for additional cover so that we can increase the limit.
Medical benefit
We will pay the medical benefit if a defect in your buildings causes bodily injury to a guest, visitor or your own employees, and the injury requires medical treatment. However, if they can claim under their own policy or medical aid we will not make any payment.
New premises that are not yet registered
We will pay for loss or damage to your home for the period between you signing a Deed of Sale and the transfer of the property into your name by the Deeds Office. This is on condition that:
○ You add the building to your policy.
○ You give us all the details of the transaction.
○ You pay the premium.
○ The home is not insured by the seller or on the seller’s behalf.
Power surge
We will pay for damage to your buildings that is caused by an electricity power surge on the distribution line of any public authority.
Check your Schedule now to see if this limited cover is likely to be sufficient to cover the full replacement cost in the event of loss or damage. If you feel that it is not enough, you may ask us for additional cover so that we can increase the limit.
Professional cleaning services
We will pay for a professional organisation to clean your buildings, if they have been soiled or stained during an assault on you by a third party other than your family.
Public supply or mains connection
We will pay for loss or damage to water, sewerage, gas, electricity, fibre or telephone connections belonging to you, or for which you are responsible, between your premises and the public supply.
Removal of fallen trees
We will pay for the cost of removing fallen trees from your property after an insured event. This is provided that the costs are necessary and reasonable, and that you first obtain our written consent.
Buildings
38 Hollard Private Portfolio – Version 3.0.0 – 20 April 2020