Page 41 - Hollard Private Portfolio

Buildings
Security guards
We will pay the reasonable and necessary costs to hire security after an insured event, provided the loss gives rise to a claim.
Temporary repairs
We will pay for reasonable temporary emergency repairs you carry out to prevent further loss or damage to your buildings, if it is necessitated by an insured event.
Tracing of water leaks
We will pay for the cost of tracing the source of a water leak, provided that it originated after your cover started. We will also pay for the cost to repair the damage caused to trace the leak, such as patching a hole in the wall which was made by the plumber to get to the leak. However, we will not pay for the actual repair of the leak once it has been located, this will be your responsibility.
Trauma counselling benefit
We will pay for professional counselling to help you and your domestic workers to cope with a traumatic insured event, for example, should you be the victim of theft, attempted theft, hold-up or hijacking at your premises.
Water leakage from underground pipes
We will pay for any additional charges on your municipal water bill that result from leakage of underground pipes on your premises. This is subject to the following conditions:
○ on the date the leak was fixed, the water consumption reading must be more than 50% of the average of the previous four readings
○ the additional charges are not caused by:
– leaking taps, geysers, toilet systems or swimming pools
– loss of water from swimming pools or their pipes
○ your buildings are not unoccupied for more than 60 days
○ you immediately trace the leak
○ you repair the leak at your own expense
○ we will not pay for more than one event every 12 months.
Wheelchair- and disability-friendly alterations
We will pay for alterations to enable you to continue using your buildings, if you are accidentally injured during the period of insurance and become wheelchair-bound or physically disabled as a result. Examples are installing ramps for your wheelchair or rails to assist with blindness.
If the limit for this benefit is not enough in the event of a claim and you have Household contents cover under this policy, we will pay any difference up to the limit of this benefit under the Household contents policy section.
Hollard Private Portfolio – Version 3.0.0 – 20 April 2020 39