Page 65 - Hollard Private Portfolio

Household contents
Check your Schedule now to see if this limited cover is likely to be sufficient to cover the full replacement cost in the event of loss or damage. If you feel that it is not enough, you may ask us for additional cover so that we can increase the limit.
Money
We will pay for loss of money or negotiable instruments, provided there are visible signs of violent and forced entry to or exit from your home.
Office contents
We will pay for loss or damage to any goods or equipment in your home or outbuildings that are solely used for administrative or clerical work in your home office – for example, in your home profession or any one-person business that you run on the premises. If, for example, you are a plumber we will cover your office desks, cabinets and computers but not any of your tools, equipment or material you use to install or repair any plumbing.
Personal documents
Following an insured event, we will pay for the cost of any materials and labour necessary to reinstate or obtain duplicates of your personal documents.
Professional cleaning services
We will pay for a professional organisation to clean your household contents, if the contents have been soiled or stained during an assault on you by a party other than your family.
Property of parents and grandparents
We cover loss of or damage to property of your parents and grandparents if they do not have their own contents insurance. The following conditions apply:
○ Your parents must be financially dependent on you, and reside in a nursing home or residential care home.
○ This cover does not include loss of or damage to money, jewellery, watches and bank cards.
Power surge
We will pay for damage to your household contents that is caused by an electricity power surge on the distribution line of any public authority.
Check your Schedule now to see if this limited cover is likely to be sufficient to cover the full replacement cost in the event of loss or damage. If you feel that it is not enough, you may ask us for additional cover so that we can increase the limit.
Removal of contents
Fire, collision or overturning of vehicle
We will cover damage caused by fire, collision or the overturning of the conveying vehicle, when your contents are being moved by professional removers during a permanent change of address, or while in transit to or from any bank, safe deposit or furniture depository.
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