Page 66 - Hollard Private Portfolio

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the first reading following the date the leak was fixed, the water consumption must be more than 50% of the average of the previous four readings
the additional charges are not caused by:
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leaking taps, geysers, toilet systems or swimming pools loss of water from swimming pools or their pipes
Household contents
However, this excludes cover for accidental damage unless you have asked us for accidental damage cover. Check your Schedule now to see if you have chosen accidental damage – extended cover.
Security guards
We will pay the reasonable and necessary costs to hire security after an insured event, provided the loss gives rise to a claim.
Stamp and coin collections
You are covered for accidental loss or damage to your stamp or coin collections inside your home.
Temporary repairs
We will pay for reasonable temporary emergency repairs you carry out to prevent further loss or damage to your contents, if it is necessitated by an insured event.
Tracing of water leaks
We will pay for the cost of tracing the source of a water leak, provided that it originated after your cover started. However, we will not pay for the actual repair of the leak once it has been located; this will be your responsibility.
Trauma counselling benefit
We will pay for professional counselling to help you and your domestic workers to cope with a traumatic insured event, for example, should you be the victim of theft, attempted theft, hold-up or hijacking.
Veterinary expenses and medical benefit
We will pay the stated medical benefit for accidental bodily injury to any:
○ person, excluding yourself, caused by your domestic animals
○ guest or visitor caused by any defect in or on your premises
○ domestic workers in the course of their employment with you.
We will also pay for veterinary expenses incurred as a result of accidental bodily injury to any of your domestic animals caused by a vehicle accident.
Water leakage from underground pipes
We will pay for any additional charges on your municipal water bill that result from leakage of underground pipes on your premises. This is subject to the following conditions:
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Hollard Private Portfolio – Version 3.0.0 – 20 April 2020