Page 33 - Sectional Title Policy Wording

Geysers All Risks
DEFINED EVENTS
1. Loss of or damage:
GEYSERS ALL RISKS
1.1 to the geysers and attachments as defined, directly or indirectly caused by or attributed to or arising from rupturing, rust, decay, gradual deterioration, wear and tear, cracking, splitting, inherent vice or latent defect;
1.2 the Insured shall be responsible for the first amount payable stated in the Schedule in respect of each and every event
DEFINITION OF GEYSER
The geyser unit itself including cylinder, cover, thermostat, element, vacuum breaker(s), safety valve, pressure control valve, expansion relief valve, sacrificial anode, drain cock, drip trays and pans, wiring from the element to the isolator switch including the isolator switch.
SPECIFIC EXCEPTIONS
Hollard will not be liable for:
1. loss of or damage directly or indirectly caused by or contributed to or arising from faulty or defective design,
2. consequential loss of any kind whatsoever,
3. loss of or damage directly or indirectly caused by or contributed to or arising from the failure of and/or the deliberate withholding and/or lack of supply of water, gas, electricity or fuel,
4. any item forming part of the geyser and attachments covered by any guarantee,
5. the call out cost to attend to isolated incidents relating to the following without actual geyser related damage:
5.1 ripple relays,
5.2 faulty circuit breakers.
SPECIFIC CONDITION Installation of geysers
The geyser(s) as defined must be installed in accordance with SANS specification 10254 where applicable and in accordance with the manufacturer's specifications or any other SANS specification applicable. If Hollard alleges the geyser was not installed in accordance to specification You will be responsible for an additional first amount payable of R1 500 (one thousand five hundred rand) of each claim in addition to the first amount payable stated in the schedule.
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