Page 130 - Hollard Private Portfolio - Version 3.5

128 Hollard Private Portfolio – Version 3.5 – 7 May 2024
Motor
Medical benefit
We will pay the medical benefit for any occupant of the vehicle who sustains bodily injury as a direct result of an insured
event involving the vehicle. If you are covered under the "EnRoute" section of this policy we will not make any benefit
payment under this extension, and all claims must be submitted under the "EnRoute" section.
Aftermarket accessories and equipment
Will not pay more than the limit stated in your policy schedule for loss or damage to aftermarket accessories and
equipment that are not specified (excluding sound equipment).
Check your policy schedule now to see if this limited cover is likely to be sufficient to cover the full replacement cost in
the event of loss or damage. If you feel that it is not enough, you must specify these accessories and equipment.
Theft of spare wheels
We will cover the theft of the spare wheel fitted to the outside of your vehicle up to the amount shown in your policy
schedule, on condition that:
○ You have a factory- fitted or Vesa-approved wheel-lock to the spare wheel. If you do not have the required
wheel-lock fitted to your vehicle, an excess will apply.
○ The spare wheel must have been forcibly or violently removed from your vehicle.
Transit cover
We will cover your vehicle for loss or damage as a result of an accident, theft or attempted theft, fire, lightning, explosion
or overturning when it is:
○ Being transported by a nationally recognised professional transport contractor or railway to or from any local
destination.
○ Being transported by sea between ports within South Africa, or by air to countries where cover under this
policy is valid.
This includes the loading and unloading of the vehicle. Any transportation used must be designed for the safe and secure
transporting of the vehicle.
Trauma counselling
We will pay the benefit for prescribed professional counselling if you are the victim of a violent act of theft, attempted
theft, hold-up or hijacking.
This benefit does not provide the benefits of a medical scheme and is not a substitute for medical scheme membership.
Vehicle rental excess
If you rent a vehicle from a car rental company, and it was damaged while in your control, we will pay your excess, up to
the limit stated in your policy schedule, subject to the following conditions:
○ The vehicle is rented for a maximum of 45 days or less.
○ We will not pay if the driver of the rental vehicle is not the same as the driver declared to the car rental
company.
○ We will not pay if the driver of the rental vehicle did not comply with the conditions for cover under this policy.
Wheelchair- and disability-friendly alterations
If during the period of insurance you are accidentally injured and become wheelchair-bound or disabled as a result, we
will pay for whatever alterations may be necessary to your vehicle to enable you to continue using it. This cover does not
apply to motorcycles, scooters, three-wheeled vehicles, quad-bikes, motorised lawnmowers, non-motorised caravans,
trailers or golf carts.
Wreckage removal
Following an insured event, we will pay for the cost of cleaning up and removing the insured vehicle’s debris from the
accident site.