Page 65 - Hollard Private Portfolio - Version 3.5

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Hollard Private Portfolio – Version 3.5 – 7 May 2024
Household contents
– Be a type 2 device.
– Be designed to withstand at least peak surge currents of 40kA (/max).
– Be wired in terms of SANS 10142-1 Connection type 2.
– Have a status indicator to indicate if the protector is operational or not.
– Be installed by a registered electrician who must provide either of the following:
▪ A Certificate of Compliance for the installation.
▪ Proof of installation stating their adherence to the required electrical standards and
regulations at the time that the device was installed, as well as complete the Surge arrester
checklist form, which you can request from your broker.
The Certificate of Compliance or proof of installation must be provided to your broker soon after the
device was installed.
○ Lightning conductor
If a lightning conductor is installed it must comply with the following requirements:
– The lightning conductor must be installed, operated and maintained according to the manufacturer’s
specifications.
– The lightning conductor must be of adequate height to protect the building at a minimum angle of 45˚
from the top of the building to ground level and it needs to be earthed.
In addition, the following conditions apply to roofs of thatch or wood and chimneys:
○ Thatch roofs
– Under no circumstances should steel pipes, cables or electric wiring be in direct contact with the
thatch.
– We do not cover loss or damage to solar installations that are fitted on a thatch roof.
– There must be adequate clearance between the thatch and metal objects under it.
– Where metals used in the construction of the roof are not bonded and earthed, a minimum clearance
of one metre must be maintained between metals in the roof, water pipes, vent pipes, tanks, gas
pipes, antennas, telephone, bell wires, burglar alarms, electrical wiring and conduits.
○ Wood or thatch roofs treated with fire retardant
– If you have a wood or thatch roof and it is treated with a fire retardant, then it must be maintained
according to the manufacturer's specifications or at a minimum interval not exceeding 3 (three) years.
– You must supply us with written proof of this, if required by us.
○ Conditions for a chimney
You must take all reasonable steps to make sure that your chimney complies with the relevant National Building
Regulations regarding the height of the chimney and the materials used to construct it. The following conditions
also apply to chimneys:
– The chimney must not create a fire hazard to any adjacent material.
– A non-combustible flashing must be installed on the roof around the chimney.
– The chimney must protrude at least one metre higher than the thatch around it on all sides.
Surge arrester requirements
If you have selected Power surge cover and pay a premium for it, cover will only apply if an approved surge arrester
is installed on the home’s main electrical distribution board. The arrester must be as per the SANS/IEC 61643-11 low
voltage surge protection standards, and must:
○ Be a type 2 device.
○ Be designed to withstand at least peak surge currents of 40kA (/max).
○ Be wired in terms of SANS 10142-1 Connection type 2.
○ Have a status indicator to indicate if the protector is operational or not.