Page 71 - Hollard Private Portfolio - Version 3.5

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Hollard Private Portfolio – Version 3.5 – 7 May 2024
All Risks
Items kept in a safety deposit box
○ We will cover you against loss of or damage to your items in a vault or safety deposit box at a bank or similar
secure facility.
○ You will be covered for the sum insured as shown in your policy schedule, on condition that you notify us when
temporarily removing the item. If you have not notified us, we will cover you up to the limit as shown in your
policy schedule.
○ You will also have cover up to the sum insured as shown in your policy schedule while items are in transit to or
from any bank, secure facility, place of purchase, place of repair and your home.
Additional cover you can choose
In addition to the standard cover outlined in the preceding pages, you can also choose to be covered for loss or damage
in the case listed below. Check your policy schedule now to see if you have chosen this additional cover.
Remote blocking – unspecified property
If unspecified property is stolen from your vehicle without any forced entry and you blame that on interference with
your remote control by a jamming device, then you must prove it to us. The item must be out of view, for instance inside
a locked boot, inside the glove compartment or under a seat.
The amount of the pay-out will depend on whether the evidence is acceptable to us and whether it can be backed up by
CCTV footage. Check your policy schedule now to see what the applicable limits are.
What is not covered
These exclusions are in addition to the exclusions shown in the General exclusions section. We will not pay a claim for
any of the benefits shown in the All Risks section that was caused by, or related to any of the following exclusions.
Blacklisted cell phones
There is no cover for loss of or damage to a cell phone that has been blacklisted by the service or network provider.
Delivery
We do not cover loss of or damage to your property while being mailed, couriered or delivered, unless we have agreed
to it in writing.
Drones and remote control aeroplanes
There is no cover for drones or remote-controlled aeroplanes while in use.
Fixtures and fittings of caravans and trailers
There is no cover for fixtures and fittings under this cover section. These items can be covered separately under the
Motor cover section.
Money and manuscripts
○ We do not cover loss or damage to manuscripts and cash used as currency (coins and banknotes).
○ We do not cover credit cards, debit cards, phone cards, Krugerrands, deeds, bonds, bills of exchange, promissory
notes, traveller’s cheques and cards, and any other documents negotiable for money at face value, unless it is
specified and kept in a vault or safety deposit box.
Musical instruments
We do not cover the breaking of strings or reeds of musical instruments or the splitting of drumhead skins.
Overwinding of clocks or watches
There is no cover for loss or damage caused by the overwinding of clocks or watches.