Page 191 - Agriculture Policy Wording Binder
P. 191
Motor
PROVIDED THAT:
1. this Extension shall not apply in respect of damage to vehicles which are parked for reward;
2. the Company's liability shall not exceed R2 500 000 (two million five hundred thousand rand) any one event.
Additional cover may be purchased in which case the limit stated in the Schedule will be over and above the automatic cover provided.
For the purpose of this Extension, such vehicle (and its contents) shall not be deemed to be held in trust by or in the custody or control of the Insured.
Passenger liability
Specific Exception 2 to Sub-Section B shall not apply to vehicles Definition in definitions 2, 3 or 4; PROVIDED THAT:
this Extension shall not make provisions for:
1. special type vehicle, quad bikes or golf carts;
2. sightseeing drivers or organized tours relating to any winemaking processes, and/or wine tasting;
3. accommodating commercial hunting and/or game viewing activities and/or any activities of a similar nature;
4. the limit of indemnity for any one occurrence shall not exceed R2 500 000 (two and a half million rand).
Principals
Notwithstanding Specific Exception 2 of this Section, the indemnity under Sub-Section B extends to indemnify to the extent required by the general conditions of contract published by the Joint Building Contracts Committee, the South African Association of Consulting Engineers, the South African Institution of Civil Engineers and in connection with any liability arising from the performance of such contract, any principal named in such contract entered into by the Insured for the purposes of the business;
PROVIDED THAT:
the liability of the Company shall not exceed the limit of indemnity stated in the Schedule.
Repatriation of vehicles used outside the territorial scope
If a vehicle, insured under Sub-section A, is lost or damaged within the territorial scope of this Policy but outside the Republic of South Africa, the following conditions shall apply without exception:
1. the vehicle is a private type motor car or a light commercial vehicles up to a GVM of 3 500 kg (three thousand five hundred kilograms);
2. if the insured vehicle is lost or damaged the Company will pay for costs incurred:
2.1 occupants:
in repatriating up to 4 (four) occupants back to the place of residence within the Republic of South Africa subject to a maximum amount of R10 000 (ten thousand rand) per event;
2.2 vehicle transport cost:
for the costs and expenses of transporting the vehicle to the nearest border post in the Republic of South Africa, or as agreed with the Company, subject to a maximum of R5 000 (five thousand rand) per event;
2.3 temporary repairs:
or the costs of any temporary repairs undertaken by a repairer situated outside the Republic of South Africa subject to a maximum of R5 000 (five thousand rand);
PROVIDED THAT:
the Insured shall provide the Company with all relevant and supporting documentation relevant to the costs incurred on request.
Policy Wording – Agriculture – Binder – Version 2 2023 Page | 189