Page 206 - Agriculture Policy Wording Binder

The Company will compensate the Insured or the Insured's estate after bodily injury as a result of a Motorcycle Accident as defined which directly results in death, permanent total disability and/or medical expenses but not exceeding the amount stated in the Schedule.
DEFINITIONS
Enroute Motorcycle Insurance
DEFINED EVENTS
ENROUTE MOTORCYCLE INSURANCE
Insured
the person who takes out this Policy and is named as the policyholder in the Schedule
means the Insured being conveyed on a Motorcycle at the time of the Motorcycle Accident
Insured Person
a self-propelled motorcycle which is a two-wheel or three-wheel motorcycle licensed to operate on public roads, including motorcycles with a sidecar, licensed to carry up to 2 (two) persons, one being the driver and the other a passenger also referred to as a pillion rider, and registered in the Republic of South Africa. Four- wheel motorcycles and the like, and motorcycles not licensed to operate on public roads are excluded and not covered in terms of this Policy
a sudden unexpected accident or a series of accidents resulting from the same cause occurring at a specific place and time on a public highway within the Territorial Limits and during the period of Insurance involving the Insured as driver or passenger on a Motorcycle as defined
physical trauma or bodily injury to the Insured resulting from a Motorcycle Accident which physical trauma or bodily injury injures or disables the Insured totally independently from any other physical or mental disability, defect, infirmity or cause that existed prior to the Motorcycle Accident and which physical trauma or bodily injury results in:
1. Death or Permanent Total Disability within 24 (twenty four) months of the Motorcycle Accident; and/or
2. Medical expenses incurred within 24 (twenty four) months of the Motorcycle Accident
Motorcycle
Motorcycle Accident
Bodily Injury
Permanent Total Disability
the total, absolute and permanent disablement as a result of a bodily injury which prevents the Insured following his or her usual occupation or any other occupation for which he or she is suited by education or training
expenses necessarily and reasonably incurred within 24 (twenty four) months of the date of the road accident for medical, surgical, dental, ophthalmic, hospital treatment and/or emergency travel costs
a legally qualified medical practitioner other than the Insured or a member of his/ her immediate family
the applicable amount of compensation paid to the Insured, subject always to the Terms and Conditions of this Section, the amount stated in or determined by the Schedule
that period for which the Insured has paid the requisite premium and the Company has agreed to provide the insurance on the terms and conditions of this Section
the insurance contract entered into between the Company and the Insured consisting of this Policy wording and the Schedule and any endorsements or amendments as may be made to it from time to time
the Schedule to this Policy wording which forms part of and is issued in accordance with the Policy wording
Medical Expenses
Medical Practitioner
Benefit
Period of Insurance
Policy
Schedule
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Policy Wording – Agriculture – Binder – Version 2 2023