Page 207 - Agriculture Policy Wording Binder

Enroute Motorcycle Insurance
Territory
Loss of Eye
Loss of Speech or Hearing
PERMANENT DISABILITY
A. Permanent Total Disability
the Republic of South Africa, Angola, Botswana Kenya, Lesotho, Malawi, Mozambique, Namibia, Eswatini (formerly Swaziland), Tanzania, Uganda, Zambia and Zimbabwe
permanent and total loss of or loss of sight in an eye total and irrecoverable loss of speech or hearing
100% (one hundred percent)
Bodily Injury Resulting in:
% of maximum Permanent Total Disability in the Schedule
B. Permanent and total loss of:
a) speech
b) hearing in both ears
c) hearing in one ear
d) sight in both eyes
e) sight in one eye
f) one or both arms
g) one or both legs
h) one arm and one leg
i) both hands
j) one hand
k) both feet
l) one foot
m) one hand and one foot
n) four finters of either hand
o) thumb of either hand
p) any other finger of either hand
q) all toes on one foot
r) great toe of either foot
s) any other toe
100% (one hundred percent) 100% (one hundred percent) 25% (twenty five percent) 100% (one hundred percent) 50% (fifty percent) 100% (one hundred percent) 100% (one hundred percent) 100% (one hundred percent) 100% (one hundred percent) 50% (fifty percent) 100% (one hundred percent) 50% (fifty percent) 100% (one hundred percent) 70% (seventy percent) 30% (thirty percent)
5% (five percent)
30% (thirty percent) 10% (ten percent)
2% (two percent)
Permanent disability not specified herein
PROVISIONS
the % which in the opinion of the Company is consistent with the above benefits in so far as possible.
The insurance provided in this Section is subject to the following:
1. The Company will not be liable to pay for Death, Permanent Total Disability, or Medical Expenses resulting from a Motorcycle Accident or series of Motorcycle Accidents arising from one cause in respect of any one Insured Person, more than the applicable Benefit payable for Death or Permanent Total Disability (whichever is the higher). Medical Expenses benefits shall be paid in addition thereto subject always to the policy limits stated in the Schedule.
2. The Company will not be liable for more than the limits stated below in respect of Death benefits for Insured Persons under 15 (fifteen) years of age:
2.1 up to 6 (six) years of age the maximum compensation amount of R20 000 (twenty thousand rand);
2.2 over 6 (six) years of age and but not exceeding 14 (fourteen) years of age the maximum compensation amount of R50 000 (fifty thousand rand).
3. The Insured Person shall not be insured under more than one En-Route Motorcycle Insurance Policy with the Company. However, if an Insured Person is covered by more than one En-Route Motorcycle Insurance Policy with the Company, only the En-Route Motorcycle Insurance Policy with the highest benefit will be called upon to indemnify the Insured Person, but subject always to the Terms and Conditions of that Policy.
Policy Wording – Agriculture – Binder – Version 2 2023 Page | 205