Page 266 - Agriculture Policy Wording Binder

7. the Insured shall be responsible for the first 10% (ten percent) of the claim with a minimum of R500 (five hundred rand) for each and every claim.
Wild animals (buildings)
The Company will pay for loss or damage to the building(s) and outbuilding(s) stated in the Schedule caused by wild animals. Wild animals will not be regarded as vermin for the purpose of this cover;
PROVIDED THAT:
1. the Liability of the Company in respect of any one occurrence shall not exceed R10 000 (ten thousand rand) or the amount per item as stated in the Schedule whichever is the greater;
2. the Insured shall be responsible to pay the first 10% (ten percent) of the claim with a minimum of R500 (five hundred rand) of each and every claim.
OPTIONAL CLAUSES AND EXTENSIONS (if stated in the Schedule to be included) Geysers (extended cover)
1. Defined Event 7 under Sub-section A is extended to include Geysers, water containers, water tanks, water apparatus, solar geysers or water pipes. The company will indemnify the insured for loss of or damage to geysers, water containers, water tanks, water apparatus, solar geysers or water pipes caused by sudden and unforeseen bursting and leaking thereof which geysers, water containers, water tanks, water apparatus, solar geysers or water pipes are described as an item in the schedule and form part of the insured property;
2. The insured shall be responsible for the first 10% (ten percent) of the claim with a minimum amount of R1 000 (one thousand rand) of each and every claim.
Riot and strike
Subject otherwise to the Terms, Conditions, Exclusions, Exceptions and Warranties contained therein, this Section is extended to cover damage directly occasioned by or through or in consequence of:
1. civil commotion, labour disturbances, riot, strike or lockout;
2. the act of any lawfully established authority in controlling, preventing, suppressing or in any other way dealing with any occurrence referred to in 1. above;
PROVIDED THAT:
this Extension does not cover:
1. loss or damage occurring in the Republic of South Africa and Namibia;
2. consequential or indirect loss or damage of any kind or description whatsoever, other than loss of rent if specifically insured;
3. loss or damage resulting from total or partial cessation of work, or the retarding or interruption or cessation of any process or operation;
4. loss or damage occasioned by permanent or temporary dispossession resulting from confiscation, commandeering or requisition by any lawfully constituted authority;
5. loss or damage related to or caused by any occurrence referred to in General Exception 1.1.2, 1.1.3, 1.1.4, 1.1.5 or 1.1.6 of this Policy or the act of any lawfully established authority in controlling, preventing, suppressing or in any other way dealing with any such occurrence.
If the Company can demonstrate that, by reason of Provision 1, 2, 3, 4 or 5, loss or damage is not covered by this Section, the burden of proving the contrary shall rest on the Insured.
Subsidence and landslip (extended cover)
1. This Section is extended to include loss of or damage to the insured property caused by subsidence or landslip of the land supporting the said insured property or heave thereof;
Houseowners
Page | 264 Policy Wording – Agriculture – Binder – Version 2 2023