Page 267 - Agriculture Policy Wording Binder

Houseowners
PROVIDED THAT:
such loss or damage is not caused by or does not arise from:
1. normal settlement, shrinkage or expansion of the land supporting the insured property;
2. alterations, additions or repairs to the insured property;
3. compaction or infill;
4. defective or faulty design, materials or workmanship;
5. excavations other than mining operations;
6. contraction and/or expansion of soil, clay or similar types or moist or damp;
7. removal or weakening of support to the insured property.
2. The Company will not be liable for:
2.1 loss of or damage to septic or conservancy tanks, drains, water courses unless the building(s) is damaged at the same time by the same event;
2.2 consequential loss whatsoever;
2.3 damage existing at commencement of cover.
3. The Insured will be responsible for the first 5% (five percent) of the claim minimum R5 000 (five thousand rand) of each and every occurrence giving rise to a claim.
4. If required the Insured must give proof that the loss or damage being claimed for was caused by subsidence, landslip or heave.
Theft of external fixtures and fittings
1. Defined Event 9 under Sub-section A is extended to include theft of external fixtures and fittings of any insured building(s) at the premises described in the Schedule, accompanied by visible signs of forcible and violent means or visible signs of forcible and violent entry into or exit from such premises or any attempt thereat or as a result of theft, or any attempt thereat, following violence or threat of violence;
2. The insured shall be responsible for the first 10% (ten percent) of the claim with a minimum amount of R750 (seven hundred and fifty rand) of each and every claim.
Policy Wording – Agriculture – Binder – Version 2 2023 Page | 265