Page 269 - Agriculture Policy Wording Binder

Householders
8. theft or attempted theft from:
8.1 the private residence excluding theft whilst the building or any part thereof are left vacant or be lent, let or sub-let (provided that for the purpose hereof the accommodation of paying guests, boarders and lodgers not exceeding 3 (three) in number shall not be deemed to be lending, letting or sub-letting of the building) by the Insured unless such theft is accompanied by visible, forcible and violent entry or exit;
8.2 any domestic outbuildings not directly communicating with the private residence:
8.2.1 The Company shall not be liable to pay more than R 10 000 (ten thousand rand) per event.
Additional cover may be purchased in which case the limit stated in the Schedule will be over and above the automatic cover provided.
8.2.2 It is a condition precedent to the liability of the Company that theft is accompanied by visible signs of forcible and violent entry to or exit from the premises for the additional cover to respond, where the Insured maintains that the premises was locked but no evidence of forcible and violent entry or exit from the premises exists, the cover will be limited as stated in 8.2.1 above.
8.3 any furniture, storage depot, bank or safe deposit box;
8.4 any other occupied private residence up to an amount of R30 000 (thirty thousand rand);
8.5 any building in which the Insured is temporarily residing and/or educational institution up to an amount of R10 000 (ten thousand rand);
8.6 any building in which the Insured is employed up to an amount of R10 000 (ten thousand rand);
8.7 any other building;
8.8 Unattended vehicle while on holiday up to an amount of R10 000 (ten thousand rand);
PROVIDED THAT:
1. theft was accompanied by visible signs of forcible and violent entry to or exit from the premises or any attempt thereat or as a result of theft (or any attempt thereat) following violence or threat of violence;
2. the Insured shall be responsible for the first 10% (ten percent) of the claim with a minimum of R500 (five hundred rand) for each and every claim, or the amount stated in the Schedule.
9. theft:
9.1 of laundry, garden and swimming pool furniture, garden maintenance equipment, automatic pool cleaning equipment, pool safety nets and pool coverings of a similar nature from the grounds of the dwelling up to R10 000 (ten thousand rand) any one claim;
9.2 in transit while being moved by professional movers during a permanent change in the risk address;
9.3 while in transit to or from a furniture storage depot or a bank safe deposit;
9.4 or attempted theft while in transit in the Insured’s or authorised representative’s custody to or from any place of purchase, repair or renovation following an accident to the conveying motor vehicle or theft following forcible and violent entry into the vehicle up to an amount of R10 000 (ten thousand rand) any one event.
DEFINITION OF CONTENTS
1. Contents shall mean:
1.1 household goods and Personal Effects;
1.2 Business goods and equipment;
PROVIDED THAT:
1. The insured is covered for loss or damage to the business stock caused by an insured peril
2. It is a condition preceding the liability of the Company that:
2.1 the insured has supplied the Company with full details of the business activities prior to any loss or damage; and
Policy Wording – Agriculture – Binder – Version 2 2023 Page | 267