Page 288 - Agriculture Policy Wording Binder

2.1 2.2 2.3
locked away in a building or;
securely locked to an immovable object, vehicle or trailer by an approved lock and cable, or chain; or;
locked inside a vehicle or trailer and there are clear signs of forced entry;
3. theft during an event, unless the pedal-cycle is left in a designated secure area provided by an official organiser such as a club or accredited cycling body;
4. theft, loss or damage while the pedal-cycle, wheels or parts are in transit, unless: they are attached to a vehicle or trailer with an approved lock and cable, or chain; or locked inside a vehicle or trailer; or the bicycle carrier is securely bolted or locked to the vehicle or trailer by an approved lock, the frame and wheels of the bicycle are secured to the bicycle carrier with an approved lock, cable or chain and there are clear signs of forced entry.
OPTIONAL CLAUSES AND EXTENSIONS (if stated in the Schedule to be included) Items kept in a safety deposit box
If items are kept in a safety deposit box in a bank or private vault and stated in the Schedule as such, cover will be valid only if the item is actually in the safety deposit box in a bank or private vault at the time of loss, theft or damage. Should this item be removed without notifying the Company the item will be covered up to the same limits as covered in the Unspecified Property as stated in the Schedule
Riot and strike
Subject otherwise to the Terms, Conditions, Exclusions, Exceptions and Warranties contained therein, this Section is extended to cover damage directly occasioned by or through or in consequence of:
1. civil commotion, labour disturbances, riot, strike or lockout;
2. the act of any lawfully established authority in controlling, preventing, suppressing or in any other way dealing with any occurrence referred to in 1. above;
PROVIDED THAT:
this Extension does not cover:
1. loss or damage occurring in the Republic of South Africa and Namibia;
2. consequential or indirect loss or damage of any kind or description whatsoever, other than loss of rent if specifically insured;
3. loss or damage resulting from total or partial cessation of work, or the retarding or interruption or cessation of any process or operation;
4. loss or damage occasioned by permanent or temporary dispossession resulting from confiscation, commandeering or requisition by any lawfully constituted authority;
5. loss or damage related to or caused by any occurrence referred to in General Exception 1.1.2, 1.1.3, 1.1.4, 1.1.5 or 1.1.6 of this Policy or the act of any lawfully established authority in controlling, preventing, suppressing or in any other way dealing with any such occurrence.
If the Company can demonstrate that, by reason of Provision 1, 2, 3, 4 or 5 loss or damage is not covered by this Section, the burden of proving the contrary shall rest on the Insured.
Personal All risks
Pedal cycles
This extension covers loss of or damage to pedal cycles and non-motorised scooters not exceeding R2 500 (thousand five hundred rand) (unless specified as a separate item in the Schedule);
PROVIDED THAT:
theft of the pedal-cycle from an unattended vehicle, unless;
1. the vehicle is locked and there are clear signs of forced entry;
2. theft of the pedal-cycle or any parts, while left unattended unless they are:
Page | 286 Policy Wording – Agriculture – Binder – Version 2 2023