Page 290 - Agriculture Policy Wording Binder

Personal Accident
7. Where amounts recoverable from the Company are delayed pending finalisation of any claim, payments on account can be made to the Insured, at the Company’ discretion, on receipt by the Company of certification by a medical doctor appointed by the Company.
8. Upon payment of a claim under Items 1 to 2.4 (other than loss of hearing in one ear) or of 100% (one hundred percent) under Item 3 of the Schedule of Permanent Disability this policy shall be terminated in respect of the Insured Person for whom such payment is made.
SCHEDULE OF PERMANENT DISABILITY TABLE
The following percentages (benefits) shall be payable in the event of Bodily Injury resulting in:
1. Permanent total disability 100%
2. Permanent and total loss of:
2.1 wrist, ankle or limb:
separation at or above the wrist or ankle of one or more limbs 100%
2.4 speech 100%
Disability
Percentage of compensation
2.2 eye(s):
whole eye
sight of eye
sight of eye except perception of light
100% 100% 100%
2.3 hearing:
both ears one ear
100% 35%
2.5 finger(s) and phalange(s):
phalanges, per phalanx
thumb, per phalanx
four complete finger either hand
5% 15% 75%
2.6 toes:
any one toe (other than great) all toes any foot
great, per phalanx
5% 35% 5%
Permanent disability not specified herein
a percentage which in the opinion of the Company is consistent with the above insofar as possible
3.
In the event of Compensation being due under more than one of the benefits referred to above as a consequence of any one accident to any one Insured Person the maximum amount payable hereunder shall not exceed 100% (one hundred percent) in total of the Sum Insured stated in the Policy Schedule.
CLAUSES AND EXTENSIONS Additional Death benefit
The Company will in addition to the Accidental Death benefit and on production of a valid death certificate of an Insured Person pay the Insured an amount of R15 000 (fifteen thousand rand) per Insured Person.
Bereavement expenses
In the event of an accident giving rise to a Death claim the Company will pay to such person’s estate R10 000 (ten thousand rand) as a contribution to bereavement expenses.
Page | 288 Policy Wording – Agriculture – Binder – Version 2 2023